Curated Picks|Updated March 2026

Best Business Expense Credit Cards (March 2026)

Business credit cards earn rewards on operational expenses, travel, and vendor payments. The best ones also help track and categorize spending.

How to Choose

Match rewards categories to your business spending — travel, supplies, or general expenses
Look for GST input credit benefits where available
Check if the card separates business and personal spending cleanly
Employee add-on cards can help track team expenses

Top 15 Cards for Business Expense

HDFC Bank BizBlack Metal Edition Credit Card

9.2

HDFC · ₹10,000 annual fee · 30% rewards

Paytm HDFC Bank Business Credit Card

HDFC · ₹500 annual fee · 100% rewards

HDFC Bank BizBlack Metal Card

HDFC · ₹10,000 annual fee · 30% rewards

HDFC Bank BizPower

HDFC · ₹2,500 annual fee · 50% rewards

HDFC Bank Business Regalia

HDFC · ₹2,500 annual fee · 20% rewards

American Express Gold Corporate Card

AMEX · ₹3,100 annual fee · 25% rewards

HDFC Bank GIGA Business Credit Card

HDFC · ₹500 annual fee · 25% rewards

American Express Corporate Purchasing Card

AMEX · ₹2,100 annual fee

American Express Green Corporate Card

AMEX · ₹2,100 annual fee · 25% rewards

#10

HDFC Bank BizFirst Credit Card

HDFC · ₹500 annual fee · 15% rewards

#11

HDFC Bank BizGrow Credit Card

HDFC · ₹500 annual fee · 25% rewards

#12

HDFC Bank Business Moneyback

HDFC · ₹500 annual fee · 20% rewards

#13

HDFC Bank Flipkart Wholesale Credit Card

HDFC · ₹499 annual fee · 100% rewards

#14

Kotak Biz Credit Card

KOTAK · ₹499 annual fee · 25% rewards

#15

Kotak Mahindra Bank Fortune Gold

KOTAK · No annual fee · 100% rewards

Frequently Asked Questions

What is the best business credit card in India?

HDFC BizBlack, Amex Business Platinum, and ICICI Business Ascent are top business cards. Choose based on your primary business expense categories.