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Last updated 18 Jul 2026
SBI Card issues everything from a flat 5% online cashback card to a BPCL fuel card paying roughly 6.25% at the pump. We ranked nine SBI cards by use case with verified rates, caps, fees and waiver spends, so you can match a card to how you actually spend.
Amex MR points look slow at 1 point per ₹50, but monthly bonuses and milestones change the math entirely. Here is how earning really works, card by card.
ICICI's card lineup runs from a lifetime-free Amazon workhorse to a ₹20,000 ultra-premium flagship. We rank all of them by what they actually pay, including the iShop portal fine print.
Axis Bank runs three different reward currencies across its lineup, and the right card depends entirely on how you spend. We rank Magnus, Reserve, Atlas, Flipkart, Airtel and Vistara Infinite by use case, decode EDGE REWARDS versus EDGE Miles, and flag exactly which earn rates are locked behind the Travel EDGE portal.