All programmes
SBI Card Reward Points transfer partners
Where your SBI Card Reward Points can go, at what ratio, and how long it takes. Airline transfers are usually the highest-value redemption — but only at the right ratio.
| Partner | Ratio | Processing | Notes |
|---|---|---|---|
| Air India Maharaja Clubstar | 1:1 | Within 7 days of request (typically 2-3 business days) | ONLY the legacy Air India co-brand cards (Air India SBI Signature & Platinum) can convert RPs to Maharaja Club, at 1:1. The path survived the Vistara merger / Maharaja Club transition and remains live as of mid-2026, though the cards were withdrawn from new sales on 10 Oct 2024. Minimum conversion commonly cited as 5,000 RP per request (Signature holders report a 10,000-point floor). Converted Maharaja Points expire 24 months after credit. No other SBI card can transfer points to ANY airline or hotel program. A tiered 20-50% conversion bonus ran 28 Nov - 10 Dec 2025 (expired; not modeled). |
Ratios and bonuses change; verify on the issuer's official transfer page before moving points — transfers are one-way.