India → Europe in Business (Saver) for 95,000 points | Vyaya

business class11.8× value

95,000 mi

Singapore Airlines KrisFlyer

worth

₹2.8L

≈ ₹2.95 per point

Delhi/Mumbai to London or Frankfurt in SIA business for ~95k miles vs ~Rs 2.8L cash — the flagship aspirational redemption.

How to get there

HDFC Reward Points (1:1)95,000 pts

American Express Membership Rewards (2:1)1,90,000 pts

More sweet spots

business class10.8× value

35,000 mi

Singapore Airlines KrisFlyer

worth

₹95,000

≈ ₹2.71 per point

The classic premium hop out of India — lie-flat to Changi for ~35k miles, often the best cents-per-mile a beginner will ever get.

How to get there

HDFC Reward Points (1:1)35,000 pts

American Express Membership Rewards (2:1)70,000 pts

business class13.3× value

1,05,000 mi

Singapore Airlines KrisFlyer

worth

₹3.5L

≈ ₹3.33 per point

Long-haul business to the US East/West coast for ~105k miles.

How to get there

HDFC Reward Points (1:1)1,05,000 pts

American Express Membership Rewards (2:1)2,10,000 pts