How to redeem SBI Card PRIME reward points
SBI Card PRIME earns SBI Card Reward Points. Here is every way to use them, ranked by the rupee value you get per point. Pick the top option unless you are transferring to an airline for premium travel.
Transfer to Air India Maharaja Club (1:1): 1,000 points = ₹1,500
Redeeming the same points as statement credit returns only ₹250 per 1,000, about 6× less.
- 1Verify award availability on Air India Maharaja Club BEFORE transferring — transfers are irreversible.
- 2Transfer 10,000 SBI Card Reward Points → ≈10,000 Air India Maharaja Club (effective 1:1).
- 3Book the award once the points land.
Value assumes a good award redemption — it varies by route and availability.
Every verified redemption option, compared
Transfer to Air India Maharaja Club (1:1)
hardVerify award availability on Air India Maharaja Club BEFORE transferring — transfers are irreversible. Transfer 10,000 SBI Card Reward Points → ≈10,000 Air India Maharaja Club (effective 1:1). Book the award once the points land.
Value assumes a good award redemption — it varies by route and availability.
Catalogue voucher
instantLogin to SBI Card website/app Go to Rewards > Redeem Pick a brand e-voucher (Amazon, Flipkart etc.); e-vouchers arrive within ~5 days
Statement credit
easyCall SBI Card helpline or email customer service (statement credit is not self-serve on the app) Request Reward Points redemption against outstanding, in multiples of 4,000 RP 4,000 RP = Rs 1,000 credit; max 60,000 RP/month
Frequently asked
What is the best way to redeem SBI Card PRIME reward points?
Transfer to Air India Maharaja Club (1:1) at about ₹1.5 per point (₹1,500 per 1,000 points), which is the highest-value option for this card.
What is 1,000 SBI Card PRIME points worth?
Between ₹250 and ₹1,500 depending on how you redeem. The redemption channel you choose matters more than the number of points.