How to redeem Kotak White Reserve reward points
Kotak White Reserve earns Kotak Rewards. Here is every way to use them, ranked by the rupee value you get per point. Pick the top option unless you are transferring to an airline for premium travel.
Bank travel portal: 1,000 points = ₹1,000
Redeeming the same points as cashback returns only ₹700 per 1,000, about 1.43× less.
- 1Open the White Pass portal from the Kotak Mobile app
- 2Book flights or hotels from the curated catalog
- 3Pay with White Pass value at 1 White Pass = Rs 1
Every redemption option, compared
Bank travel portal
easyOpen the White Pass portal from the Kotak Mobile app Book flights or hotels from the curated catalog Pay with White Pass value at 1 White Pass = Rs 1
Catalogue voucher
easyOpen Kotak Mobile app and go to Card Overview Tap 'Claim now' to open the White Pass portal Redeem at 1 White Pass = Rs 1 against premium gift vouchers or curated experiences (incl. National Geographic expeditions)
Cashback
instantOpen the White Pass portal from the Kotak Mobile app Choose cashback — credited at 1 White Pass = Rs 0.70 (30% haircut vs catalog)
Going somewhere? Transfers can beat all of these.
For premium-cabin travel, transferring points to an airline often returns far more than any option above. See exactly which transfer path your points unlock.
Open the Trip PlannerFrequently asked
What is the best way to redeem Kotak White Reserve reward points?
Bank travel portal at about ₹1 per point (₹1,000 per 1,000 points), which is the highest-value option for this card.
What is 1,000 Kotak White Reserve points worth?
Between ₹700 and ₹1,000 depending on how you redeem. The redemption channel you choose matters more than the number of points.