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How to redeem Kotak White reward points

Kotak White earns Kotak Rewards. Here is every way to use them, ranked by the rupee value you get per point. Pick the top option unless you are transferring to an airline for premium travel.

Best value

Transfer to Accor ALL (ALL Reward Points) (2:1): 1,000 points = ₹1,084

Redeeming the same points as cashback returns only ₹700 per 1,000, about 1.55× less.

  1. 1Verify award availability on Accor ALL (ALL Reward Points) BEFORE transferring — transfers are irreversible.
  2. 2Transfer 10,000 Kotak Rewards → ≈5,000 Accor ALL (ALL Reward Points) (effective 2:1).
  3. 3Book the award once the points land.

Value assumes a good award redemption — it varies by route and availability.

Every verified redemption option, compared

Transfer to Accor ALL (ALL Reward Points) (2:1)

hard
₹1,084 / 1,000 pts

Verify award availability on Accor ALL (ALL Reward Points) BEFORE transferring — transfers are irreversible. Transfer 10,000 Kotak Rewards → ≈5,000 Accor ALL (ALL Reward Points) (effective 2:1). Book the award once the points land.

Value assumes a good award redemption — it varies by route and availability.

Catalogue voucher

easy
₹1,000 / 1,000 pts

Open Kotak Mobile app and go to Card Overview Scroll to the rewards section and tap 'Claim now' You are redirected to the White Pass portal Redeem White Pass value against premium-brand vouchers (Amazon, Taj, Hugo Boss etc.) at 1 White Pass = Rs 1

Transfer to Qatar Airways Privilege Club (Avios) (2:1)

hard
₹750 / 1,000 pts

Verify award availability on Qatar Airways Privilege Club (Avios) BEFORE transferring — transfers are irreversible. Transfer 10,000 Kotak Rewards → ≈5,000 Qatar Airways Privilege Club (Avios) (effective 2:1). Book the award once the points land.

Value assumes a good award redemption — it varies by route and availability.

Cashback

instant
₹700 / 1,000 pts

Open Kotak Mobile app and go to Card Overview Tap 'Claim now' to open the White Pass portal Choose cashback — credited at 1 White Pass = Rs 0.70 (30% haircut vs catalog)

Frequently asked

What is the best way to redeem Kotak White reward points?

Transfer to Accor ALL (ALL Reward Points) (2:1) at about ₹1.084 per point (₹1,084 per 1,000 points), which is the highest-value option for this card.

What is 1,000 Kotak White points worth?

Between ₹700 and ₹1,084 depending on how you redeem. The redemption channel you choose matters more than the number of points.