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How to redeem Kotak Royale Signature reward points

Kotak Royale Signature earns Kotak Rewards. Here is every way to use them, ranked by the rupee value you get per point. Pick the top option unless you are transferring to an airline for premium travel.

Best value

Catalogue voucher: 1,000 points = ₹250

Redeeming the same points as statement credit returns only ₹200 per 1,000, about 1.25× less.

  1. 1Login at kotakrewards.com with your registered mobile number
  2. 2Pick a category — e-vouchers, shopping (10,000+ products), mobile recharge, BookMyShow, travel
  3. 3Redeem at 1 Reward Point = Rs 0.25 during checkout
Go to the portal

Every redemption option, compared

Catalogue voucher

easy
₹250 / 1,000 pts

Login at kotakrewards.com with your registered mobile number Pick a category — e-vouchers, shopping (10,000+ products), mobile recharge, BookMyShow, travel Redeem at 1 Reward Point = Rs 0.25 during checkout

Statement credit

instant
₹200 / 1,000 pts

Login at kotakrewards.com or Kotak netbanking Choose cash value redemption (min 2,000 points) Credited at 1 Reward Point = Rs 0.20 (cut from Rs 0.25 on 1 Jun 2025)

Going somewhere? Transfers can beat all of these.

For premium-cabin travel, transferring points to an airline often returns far more than any option above. See exactly which transfer path your points unlock.

Open the Trip Planner

Frequently asked

What is the best way to redeem Kotak Royale Signature reward points?

Catalogue voucher at about ₹0.25 per point (₹250 per 1,000 points), which is the highest-value option for this card.

What is 1,000 Kotak Royale Signature points worth?

Between ₹200 and ₹250 depending on how you redeem. The redemption channel you choose matters more than the number of points.