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Side-by-Side Comparison|Updated March 2026

SpiceJet Axis Bank Voyage Black Credit Card vs Axis Bank Vistara Infinite Credit Card

Detailed comparison of fees, rewards, benefits, and value to help you choose the right credit card for your spending pattern.

Axis Bank

SpiceJet Axis Bank Voyage Black Credit Card

7.2/10
Annual Fee₹2,000
Base Rewards3%
NetworkVisa
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Axis Bank

Axis Bank Vistara Infinite Credit Card

9/10
Annual Fee₹10,000
Base Rewards3%
NetworkVisa
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Feature-by-Feature Comparison

FeatureSpiceJet Axis Bank Voyage Black Credit CardAxis Bank Vistara Infinite Credit Card
Annual Fee₹2,000₹10,000
Joining Fee₹2,000₹10,000
Fee Waiver SpendN/AN/A
Base Reward Rate3%3%
Reward CurrencySpiceClub PointsMaharaja Club Points
NetworkVisaVisa
Editor Rating7.2/109/10
Forex Markup3.5%3.5%

Accelerated Rewards

SpiceJet Axis Bank Voyage Black Credit Card

  • 0% on SpiceJet App & Website
  • 0% on Online Food, Bills & Entert...

Axis Bank Vistara Infinite Credit Card

  • 0% on Vistara/Air India Bookings

Pros & Cons

SpiceJet Axis Bank Voyage Black Credit Card

Pros

  • High reward rate of up to 14% (28 SC Points per ₹200) on SpiceJet bookings.
  • Generous welcome benefit with a ₹4,000 SpiceJet flight voucher.
  • Complimentary SpiceClub Gold Membership offering priority check-in and free seat selection.
  • Accelerated 6% reward rate on online food, bills, and entertainment.

Cons

  • Rewards are highly restrictive, redeemable only within the SpiceJet ecosystem.
  • Domestic lounge access is spend-linked (₹50,000 in the previous quarter).
  • High forex markup fee of 3.5% makes it poor for international travel.

Axis Bank Vistara Infinite Credit Card

Pros

  • Complimentary Business Class ticket voucher on joining and every renewal.
  • Complimentary Maharaja Club Gold membership for the first year with priority perks.
  • Highly rewarding milestone program offering up to 4 additional Business Class tickets.
  • 6 Maharaja Club points for every ₹200 spent on all eligible categories.

Cons

  • High annual fee of ₹10,000 with no spend-based waiver option.
  • Domestic lounge access requires a minimum spend of ₹50,000 in the previous 3 months.
  • Extensive list of excluded categories for rewards including fuel, utilities, and insurance.

Our Verdict

Axis Bank Vistara Infinite Credit Card edges ahead overall with a stronger combination of rewards and value. However, SpiceJet Axis Bank Voyage Black Credit Card could be the better pick if its specific category strengths match your spending habits.

Choose SpiceJet Axis Bank Voyage Black Credit Card if

Maximum value is derived through SpiceClub Gold benefits and high point accrual on SpiceJet flights.

Choose Axis Bank Vistara Infinite Credit Card if

The card provides immediate value through Business Class vouchers and Gold tier status on Air India/Vistara.

Frequently Asked Questions

Which is better: SpiceJet Axis Bank Voyage Black Credit Card or Axis Bank Vistara Infinite Credit Card?
Axis Bank Vistara Infinite Credit Card edges ahead overall with a stronger combination of rewards and value. However, SpiceJet Axis Bank Voyage Black Credit Card could be the better pick if its specific category strengths match your spending habits.
What is the annual fee difference between SpiceJet Axis Bank Voyage Black Credit Card and Axis Bank Vistara Infinite Credit Card?
SpiceJet Axis Bank Voyage Black Credit Card has an annual fee of ₹2,000, while Axis Bank Vistara Infinite Credit Card has an annual fee of ₹10,000.
Which card has better rewards: SpiceJet Axis Bank Voyage Black Credit Card or Axis Bank Vistara Infinite Credit Card?
SpiceJet Axis Bank Voyage Black Credit Card offers a base reward rate of 3% with accelerated rewards on SpiceJet App & Website and Online Food, Bills & Entert.... Axis Bank Vistara Infinite Credit Card offers 3% base rewards with bonuses on Vistara/Air India Bookings. The better choice depends on your primary spending categories.
Can I have both SpiceJet Axis Bank Voyage Black Credit Card and Axis Bank Vistara Infinite Credit Card?
Yes, many users hold multiple credit cards to maximize rewards across different spending categories. SpiceJet Axis Bank Voyage Black Credit Card and Axis Bank Vistara Infinite Credit Card can complement each other if they cover different reward categories.
Which card is better for beginners: SpiceJet Axis Bank Voyage Black Credit Card or Axis Bank Vistara Infinite Credit Card?
For beginners, SpiceJet Axis Bank Voyage Black Credit Card may be more approachable with a lower annual fee of ₹2,000. However, evaluate based on your expected spending pattern rather than fee alone.

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