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Side-by-Side Comparison|Updated March 2026

Samsung Axis Bank Signature Credit Card vs Axis Bank - Flipkart Axis Bank Credit Card

Detailed comparison of fees, rewards, benefits, and value to help you choose the right credit card for your spending pattern.

Axis Bank

Samsung Axis Bank Signature Credit Card

7.8/10
Annual Fee₹500
Base Rewards1%
NetworkVisa
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Axis Bank

Axis Bank - Flipkart Axis Bank Credit Card

7.2/10
Annual Fee₹500
Base Rewards1%
NetworkVisa
View Full Details

Feature-by-Feature Comparison

FeatureSamsung Axis Bank Signature Credit CardAxis Bank - Flipkart Axis Bank Credit Card
Annual Fee₹500₹500
Joining Fee₹500₹500
Fee Waiver Spend₹2,00,000₹3,50,000
Base Reward Rate1%1%
Reward CurrencyEdge Reward PointsCashback
NetworkVisaVisa
Editor Rating7.8/107.2/10
Forex Markup3.5%3.5%

Accelerated Rewards

Samsung Axis Bank Signature Credit Card

  • 0% on Preferred Partners

Axis Bank - Flipkart Axis Bank Credit Card

  • 0% on Myntra — 4000 pts/month
  • 0% on Flipkart — 4000 pts/month
  • 0% on Cleartrip — 4000 pts/month
  • 0% on Preferred Merchants (Swiggy...

Pros & Cons

Samsung Axis Bank Signature Credit Card

Pros

  • 10% flat cashback on Samsung products including EMI transactions
  • Accelerated 10 Edge Points per ₹100 on Zomato, BigBasket, and Myntra
  • Low annual fee of ₹500 with a reachable waiver at ₹2 Lakhs spend
  • 4 complimentary domestic lounge visits per year

Cons

  • Samsung cashback is capped at ₹2,500 per month and ₹10,000 per year
  • Lounge access is subject to a ₹50,000 spend in the previous quarter
  • Samsung purchases on Flipkart and Amazon are now excluded from cashback

Axis Bank - Flipkart Axis Bank Credit Card

Pros

  • 7.5% cashback on Myntra spends (capped at ₹4,000 per quarter)
  • 5% cashback on Flipkart and Cleartrip (capped at ₹4,000 per quarter each)
  • Unlimited 4% cashback on preferred partners like Swiggy, Uber, PVR, and Cult.fit
  • Unlimited 1% cashback on all other eligible spends with no minimum transaction value

Cons

  • Complimentary domestic airport lounge access has been discontinued since June 2025
  • High annual fee waiver threshold of ₹3.5 lakh compared to other entry-level cards
  • Cashback exclusions include fuel, wallet loads, rent, insurance, and utilities

Our Verdict

Samsung Axis Bank Signature Credit Card edges ahead overall with a stronger combination of rewards and value. However, Axis Bank - Flipkart Axis Bank Credit Card could be the better pick if its specific category strengths match your spending habits.

Choose Samsung Axis Bank Signature Credit Card if

High cashback on Samsung ecosystem products like phones, tablets, and appliances.

Choose Axis Bank - Flipkart Axis Bank Credit Card if

High cashback rates on these platforms make it the best choice for frequent shoppers.

Frequently Asked Questions

Which is better: Samsung Axis Bank Signature Credit Card or Axis Bank - Flipkart Axis Bank Credit Card?
Samsung Axis Bank Signature Credit Card edges ahead overall with a stronger combination of rewards and value. However, Axis Bank - Flipkart Axis Bank Credit Card could be the better pick if its specific category strengths match your spending habits.
What is the annual fee difference between Samsung Axis Bank Signature Credit Card and Axis Bank - Flipkart Axis Bank Credit Card?
Samsung Axis Bank Signature Credit Card has an annual fee of ₹500, while Axis Bank - Flipkart Axis Bank Credit Card has an annual fee of ₹500. Samsung Axis Bank Signature Credit Card offers a fee waiver on ₹2,00,000 annual spend. Axis Bank - Flipkart Axis Bank Credit Card offers a fee waiver on ₹3,50,000 annual spend.
Which card has better rewards: Samsung Axis Bank Signature Credit Card or Axis Bank - Flipkart Axis Bank Credit Card?
Samsung Axis Bank Signature Credit Card offers a base reward rate of 1% with accelerated rewards on Preferred Partners. Axis Bank - Flipkart Axis Bank Credit Card offers 1% base rewards with bonuses on Myntra and Flipkart. The better choice depends on your primary spending categories.
Can I have both Samsung Axis Bank Signature Credit Card and Axis Bank - Flipkart Axis Bank Credit Card?
Yes, many users hold multiple credit cards to maximize rewards across different spending categories. Samsung Axis Bank Signature Credit Card and Axis Bank - Flipkart Axis Bank Credit Card can complement each other if they cover different reward categories.
Which card is better for beginners: Samsung Axis Bank Signature Credit Card or Axis Bank - Flipkart Axis Bank Credit Card?
For beginners, Samsung Axis Bank Signature Credit Card may be more approachable with a lower annual fee of ₹500. However, evaluate based on your expected spending pattern rather than fee alone.

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