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Side-by-Side Comparison|Updated March 2026

ICICI Bank Manchester United Signature Credit Card vs Axis Bank Vistara Credit Card

Detailed comparison of fees, rewards, benefits, and value to help you choose the right credit card for your spending pattern.

ICICI Bank

ICICI Bank Manchester United Signature Credit Card

6.5/10
Annual Fee₹2,499
Base Rewards0.25%
NetworkVisa
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Axis Bank

Axis Bank Vistara Credit Card

6.5/10
Annual Fee₹1,500
Base Rewards0.8%
NetworkVisa
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Feature-by-Feature Comparison

FeatureICICI Bank Manchester United Signature Credit CardAxis Bank Vistara Credit Card
Annual Fee₹2,499₹1,500
Joining Fee₹2,499₹1,500
Fee Waiver Spend₹2,50,000N/A
Base Reward Rate0.25%0.8%
Reward CurrencyICICI Reward PointsMaharaja Points
NetworkVisaVisa
Editor Rating6.5/106.5/10
Forex Markup3.5%3.5%

Accelerated Rewards

ICICI Bank Manchester United Signature Credit Card

  • 0% on Manchester United Match Days

Axis Bank Vistara Credit Card

No accelerated rewards listed

Pros & Cons

ICICI Bank Manchester United Signature Credit Card

Pros

  • Exclusive Manchester United branded welcome gift (Holdall and Football).
  • Accelerated 5 reward points per ₹100 spent on Manchester United match days.
  • Opportunity for top spenders to win a fully paid 'Manchester United Experience' at Old Trafford.
  • 25% discount on movie tickets twice a month on BookMyShow and INOX.

Cons

  • Lounge access requires a high spend of ₹75,000 in the previous calendar quarter.
  • High annual fee of ₹2,499 for a co-branded card with limited non-football benefits.
  • Reward points on rent, fuel, and utilities are heavily restricted or excluded.

Axis Bank Vistara Credit Card

Pros

  • Complimentary Economy Class ticket voucher on joining fee payment.
  • Earn 2 Maharaja Points for every ₹200 spent on all eligible categories.
  • Complimentary domestic lounge access (2 visits per quarter) at select airports.
  • Comprehensive insurance coverage including Air Accident Cover up to ₹2.5 Crore.

Cons

  • New applications are currently restricted due to the Vistara-Air India merger.
  • Renewal benefits and milestone tickets are discontinued for cycles after April 18, 2025.
  • Lounge access requires a minimum spend of ₹50,000 in the previous 3 months.

Our Verdict

Both ICICI Bank Manchester United Signature Credit Card and Axis Bank Vistara Credit Card are strong options. Your choice should depend on your spending pattern and which card's rewards align better with your lifestyle.

Choose ICICI Bank Manchester United Signature Credit Card if

Exclusive access to club merchandise, discounts at the Red Cafe, and chances to visit Old Trafford.

Choose Axis Bank Vistara Credit Card if

Strong value for those who frequently fly Air India/Vistara routes and can utilize the free ticket vouchers.

Frequently Asked Questions

Which is better: ICICI Bank Manchester United Signature Credit Card or Axis Bank Vistara Credit Card?
Both ICICI Bank Manchester United Signature Credit Card and Axis Bank Vistara Credit Card are strong options. Your choice should depend on your spending pattern and which card's rewards align better with your lifestyle.
What is the annual fee difference between ICICI Bank Manchester United Signature Credit Card and Axis Bank Vistara Credit Card?
ICICI Bank Manchester United Signature Credit Card has an annual fee of ₹2,499, while Axis Bank Vistara Credit Card has an annual fee of ₹1,500. ICICI Bank Manchester United Signature Credit Card offers a fee waiver on ₹2,50,000 annual spend.
Which card has better rewards: ICICI Bank Manchester United Signature Credit Card or Axis Bank Vistara Credit Card?
ICICI Bank Manchester United Signature Credit Card offers a base reward rate of 0.25% with accelerated rewards on Manchester United Match Days. Axis Bank Vistara Credit Card offers 0.8% base rewards. The better choice depends on your primary spending categories.
Can I have both ICICI Bank Manchester United Signature Credit Card and Axis Bank Vistara Credit Card?
Yes, many users hold multiple credit cards to maximize rewards across different spending categories. ICICI Bank Manchester United Signature Credit Card and Axis Bank Vistara Credit Card can complement each other if they cover different reward categories.
Which card is better for beginners: ICICI Bank Manchester United Signature Credit Card or Axis Bank Vistara Credit Card?
For beginners, Axis Bank Vistara Credit Card may be more approachable with a lower annual fee of ₹1,500. However, evaluate based on your expected spending pattern rather than fee alone.

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