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Side-by-Side Comparison|Updated March 2026

Fabindia SBI Card SELECT vs Miles & More Axis Bank World Credit Card

Detailed comparison of fees, rewards, benefits, and value to help you choose the right credit card for your spending pattern.

SBI Card

Fabindia SBI Card SELECT

7.5/10
Annual Fee₹1,499
Base Rewards0.25%
NetworkVisa
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Axis Bank

Miles & More Axis Bank World Credit Card

7.2/10
Annual Fee₹3,500
Base Rewards0.9000000000000001%
NetworkMastercard
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Feature-by-Feature Comparison

FeatureFabindia SBI Card SELECTMiles & More Axis Bank World Credit Card
Annual Fee₹1,499₹3,500
Joining Fee₹1,499₹3,500
Fee Waiver Spend₹2,00,000N/A
Base Reward Rate0.25%0.9000000000000001%
Reward CurrencyReward PointAward Miles
NetworkVisaMastercard
Editor Rating7.5/107.2/10
Forex Markup3.5%3.5%

Accelerated Rewards

Fabindia SBI Card SELECT

No accelerated rewards listed

Miles & More Axis Bank World Credit Card

  • 4.5% on ENTERTAINMENT

Pros & Cons

Fabindia SBI Card SELECT

Pros

  • High 10% value back on all Fabindia in-store and online spends.
  • Welcome gift voucher of ₹1,500 effectively offsets the joining fee.
  • Direct access to Platinum Tier Fabfamily membership for exclusive privileges.
  • Complimentary domestic lounge access and Priority Pass membership included.

Cons

  • Reward points are primarily valuable only when redeemed for Fabindia shopping.
  • Base reward rate for general spends is relatively low at 1%.
  • International lounge visits via Priority Pass are not complimentary (membership only).

Miles & More Axis Bank World Credit Card

Pros

  • Generous welcome bonus of 5,000 Award Miles upon first transaction
  • Annual renewal bonus of 3,000 Award Miles ensures recurring value
  • Miles do not expire as long as you hold the card and make at least one miles-earning purchase per month
  • High reward rate on movie spends (20 miles per ₹200 spent)

Cons

  • High annual fee of ₹3,500 with no specified spend-based waiver
  • Domestic lounge access is subject to a spend of ₹50,000 in the previous 3 months
  • Miles are primarily valuable for Star Alliance partners, limiting flexibility compared to generic points

Our Verdict

Both Fabindia SBI Card SELECT and Miles & More Axis Bank World Credit Card are strong options. Your choice should depend on your spending pattern and which card's rewards align better with your lifestyle.

Choose Fabindia SBI Card SELECT if

The 10% reward rate and Platinum tier membership offer unmatched value for frequent Fabindia shoppers.

Choose Miles & More Axis Bank World Credit Card if

Travelers who frequently fly with Lufthansa, Swiss Air, or other Star Alliance partners.

Frequently Asked Questions

Which is better: Fabindia SBI Card SELECT or Miles & More Axis Bank World Credit Card?
Both Fabindia SBI Card SELECT and Miles & More Axis Bank World Credit Card are strong options. Your choice should depend on your spending pattern and which card's rewards align better with your lifestyle.
What is the annual fee difference between Fabindia SBI Card SELECT and Miles & More Axis Bank World Credit Card?
Fabindia SBI Card SELECT has an annual fee of ₹1,499, while Miles & More Axis Bank World Credit Card has an annual fee of ₹3,500. Fabindia SBI Card SELECT offers a fee waiver on ₹2,00,000 annual spend.
Which card has better rewards: Fabindia SBI Card SELECT or Miles & More Axis Bank World Credit Card?
Fabindia SBI Card SELECT offers a base reward rate of 0.25%. Miles & More Axis Bank World Credit Card offers 0.9000000000000001% base rewards with bonuses on ENTERTAINMENT. The better choice depends on your primary spending categories.
Can I have both Fabindia SBI Card SELECT and Miles & More Axis Bank World Credit Card?
Yes, many users hold multiple credit cards to maximize rewards across different spending categories. Fabindia SBI Card SELECT and Miles & More Axis Bank World Credit Card can complement each other if they cover different reward categories.
Which card is better for beginners: Fabindia SBI Card SELECT or Miles & More Axis Bank World Credit Card?
For beginners, Fabindia SBI Card SELECT may be more approachable with a lower annual fee of ₹1,499. However, evaluate based on your expected spending pattern rather than fee alone.

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