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Side-by-Side Comparison|Updated March 2026

Axis Bank Platinum Credit Card vs Axis Bank Pride Platinum Credit Card

Detailed comparison of fees, rewards, benefits, and value to help you choose the right credit card for your spending pattern.

Axis Bank

Axis Bank Platinum Credit Card

6/10
Annual Fee₹500
Base Rewards0.6000000000000001%
NetworkVisa
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Axis Bank

Axis Bank Pride Platinum Credit Card

6/10
Annual Fee₹250
Base Rewards0.4%
NetworkVisa
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Feature-by-Feature Comparison

FeatureAxis Bank Platinum Credit CardAxis Bank Pride Platinum Credit Card
Annual Fee₹500₹250
Joining Fee₹500Free
Fee Waiver Spend₹1,00,000₹20,000
Base Reward Rate0.6000000000000001%0.4%
Reward CurrencyEDGE REWARD PointseDGE Reward Points
NetworkVisaVisa
Editor Rating6/106/10
Forex Markup3.5%3.5%

Accelerated Rewards

Axis Bank Platinum Credit Card

  • 0% on International Spends
  • 0% on Birthday Month

Axis Bank Pride Platinum Credit Card

No accelerated rewards listed

Pros & Cons

Axis Bank Platinum Credit Card

Pros

  • 25% cashback on movie tickets up to ₹1,000 per calendar year.
  • Earn 6 EDGE REWARD points for every ₹200 spent domestically.
  • 2X reward points on all transactions during your birthday month.
  • 15% discount at over 1,500 partner restaurants via Dining Delights.

Cons

  • No complimentary airport lounge access.
  • Low reward redemption value of approximately 0.6% effective return.
  • High interest rate (APR) compared to mid-tier cards.

Axis Bank Pride Platinum Credit Card

Pros

  • Zero joining fee and very low annual fee of ₹250
  • Extremely low annual fee waiver threshold of just ₹20,000 annual spend
  • Personalized card design featuring the Indian Tricolour for Defence personnel
  • Bonus 100 eDGE points every month on spending over ₹5,000

Cons

  • Very low base reward rate of 0.4% (4 points per ₹200)
  • No complimentary domestic or international airport lounge access
  • High finance charges of 55.55% per annum

Our Verdict

Both Axis Bank Platinum Credit Card and Axis Bank Pride Platinum Credit Card are strong options. Your choice should depend on your spending pattern and which card's rewards align better with your lifestyle.

Choose Axis Bank Platinum Credit Card if

Low entry barrier and simple reward structure for basic spending.

Choose Axis Bank Pride Platinum Credit Card if

Specifically designed for Indian Armed Forces with a patriotic design and low maintenance cost.

Frequently Asked Questions

Which is better: Axis Bank Platinum Credit Card or Axis Bank Pride Platinum Credit Card?
Both Axis Bank Platinum Credit Card and Axis Bank Pride Platinum Credit Card are strong options. Your choice should depend on your spending pattern and which card's rewards align better with your lifestyle.
What is the annual fee difference between Axis Bank Platinum Credit Card and Axis Bank Pride Platinum Credit Card?
Axis Bank Platinum Credit Card has an annual fee of ₹500, while Axis Bank Pride Platinum Credit Card has an annual fee of ₹250. Axis Bank Platinum Credit Card offers a fee waiver on ₹1,00,000 annual spend. Axis Bank Pride Platinum Credit Card offers a fee waiver on ₹20,000 annual spend.
Which card has better rewards: Axis Bank Platinum Credit Card or Axis Bank Pride Platinum Credit Card?
Axis Bank Platinum Credit Card offers a base reward rate of 0.6000000000000001% with accelerated rewards on International Spends and Birthday Month. Axis Bank Pride Platinum Credit Card offers 0.4% base rewards. The better choice depends on your primary spending categories.
Can I have both Axis Bank Platinum Credit Card and Axis Bank Pride Platinum Credit Card?
Yes, many users hold multiple credit cards to maximize rewards across different spending categories. Axis Bank Platinum Credit Card and Axis Bank Pride Platinum Credit Card can complement each other if they cover different reward categories.
Which card is better for beginners: Axis Bank Platinum Credit Card or Axis Bank Pride Platinum Credit Card?
For beginners, Axis Bank Pride Platinum Credit Card may be more approachable with a lower annual fee of ₹250. However, evaluate based on your expected spending pattern rather than fee alone.

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