Axis Bank Aura Credit Card
A credit card exclusively loaded with affordable health and wellness solutions
Annual Fee
₹749
Base Rewards
0.2%
Forex Fee
3.5%
Expert Verdict
The Axis Bank Aura is a unique niche card focused entirely on wellness. While its reward structure is weak for general spending, the monthly free consultations and fitness sessions provide value far exceeding the annual fee for active users of these services.
Quick Match
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Your Estimated Value
Year 1
+₹1,201
Includes ₹750 bonus
Year 2+
+₹451
Why get this card
Comprehensive health benefits including 4 free video doctor consultations per month via Practo
4 free interactive video fitness sessions per month and 16 recorded sessions via Fitternity
Welcome benefit of a Decathlon voucher worth ₹750 effectively offsets the joining fee
Watch out for
Very low base reward rate of 0.2% (2 points per ₹200 spent)
No complimentary domestic or international airport lounge access
Benefits are highly niche and primarily useful only for health-conscious users
Who is this card for?
Best for
health conscious users
Individuals who frequently use online doctor consultations and fitness platforms like Practo and Cult.fit
Min: ₹10,000/mo
Skip if you're
travelers
Users looking for travel perks like lounge access, air miles, or high reward rates on general spending
Base Earning
2 EDGE REWARD Points
per ₹200 spent
0.2%
effective rate
Point value: ₹0.20/point
Bonus Categories
INSURANCE
5×
1% return
Welcome Offer
Decathlon gift voucher worth ₹750 provided upon card activation and payment of joining fee
₹750
value
within 30 days
No rewards on:
Fuel, rent payments, utility bills, government payments, wallet loads, insurance premiums, EMI transactions
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