Axis Bank Select Credit Card
A card that complements your lifestyle with curated experiences
Annual Fee
₹3,000
Base Rewards
1.0%
Forex Fee
3.5%
Expert Verdict
The Axis Bank Select Credit Card is a robust premium offering that excels in lifestyle benefits like dining and movies. While the reward rate is modest, the Swiggy and BookMyShow discounts provide tangible monthly value.
Quick Match
Is this card right for you?
This card could work well for you
Your Estimated Value
Year 1
+₹5,000
Includes ₹2,000 bonus
Year 2+
+₹3,000
Fee waiver eligible!
Why get this card
Generous welcome benefit of 10,000 EDGE points worth ₹2,000
Significant discounts on Swiggy (40% off) and BookMyShow (BOGO)
Priority Pass membership with 6 complimentary international lounge visits
Renewal fee waiver on annual spends of ₹6 Lakhs
Watch out for
High interest rate of 3.6% per month (52.86% APR)
Domestic lounge access is now subject to a spend of ₹50,000 in the previous quarter
Reward rate on base spends is relatively low at 1%
Who is this card for?
Best for
lifestyle spender
Users who frequently use Swiggy, BookMyShow, and dine out via EazyDiner.
Min: ₹50,000/mo
premium traveler
Travelers seeking international lounge access and concierge services.
Min: ₹75,000/mo
Skip if you're
low spender
Users spending less than ₹6 Lakhs annually will find the ₹3,000 fee hard to justify.
Base Earning
10 EDGE Reward Points
per ₹200 spent
1.0%
effective rate
Point value: ₹0.20/point
Bonus Categories
SHOPPING
2×
2% return
Welcome Offer
Amazon voucher worth ₹2,000 on first transaction for specific variants.
10,000
points
₹2,000
value
Spend ₹1 within 30 days
Milestones
Spend ₹3.0L
Choice of vouchers from Amazon/TataCliq/etc. on reaching ₹3 Lakhs spend
Spend ₹6.0L
Annual fee waiver on spends of ₹6,00,000
No rewards on:
Fuel, rent payments, utility bills, government payments, wallet loads, insurance premiums, EMI transactions
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Upgrade Path
Move up or down within this bank