Axis Bank Privilege Credit Card
Experience the privilege of premium rewards and travel
Annual Fee
₹1,500
Base Rewards
1.0%
Forex Fee
3.5%
Expert Verdict
The Axis Bank Privilege Credit Card is a solid mid-tier lifestyle card that offers significant value through its welcome and milestone bonuses. While the base reward rate is modest, the additional points on reaching spend targets make it rewarding for consistent domestic spenders.
Quick Match
Is this card right for you?
Great match for your profile!
Your Estimated Value
Year 1
+₹7,000
Includes ₹2,500 bonus
Year 2+
+₹4,500
Fee waiver eligible!
Why get this card
High welcome bonus of 12,500 EDGE points worth ₹2,500, effectively covering the joining fee
Achievable milestone of 10,000 bonus points on ₹2.5 Lakhs annual spend
Buy One Get One (BOGO) movie offer on the District app (up to ₹200 off on the second ticket)
Watch out for
Domestic lounge access requires a minimum spend of ₹50,000 in the previous 3 months
High foreign currency markup of 3.5% makes it expensive for international use
Base reward rate is relatively low at 1% (10 points per ₹200 spent)
Who is this card for?
Best for
lifestyle spender
Users who spend at least ₹2.5 Lakhs annually to maximize milestone rewards and fee waivers.
Min: ₹25,000/mo
Skip if you're
international traveler
Travelers looking for low forex markup or complimentary international lounge access.
Base Earning
10 EDGE REWARD Points
per ₹200 spent
1.0%
effective rate
Point value: ₹0.20/point
Welcome Offer
Points credited upon payment of joining fee and first transaction within 30 days.
12,500
points
₹2,500
value
Spend ₹1 within 30 days
Milestones
Spend ₹2.5L
10,000 EDGE points on reaching ₹2.5L spend and annual fee reversal.
No rewards on:
Fuel, rent payments, utility bills, government payments, wallet loads, insurance premiums, EMI transactions
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Upgrade Path
Move up or down within this bank