ICICI Bank HPCL Platinum Credit Card
Fuel your journey with accelerated rewards and savings.
Annual Fee
₹199
Base Rewards
0.5%
Forex Fee
3.5%
Expert Verdict
The ICICI Bank HPCL Platinum Credit Card is a entry-level fuel card tailored for those who exclusively use HPCL outlets. While it offers decent fuel cashback and movie discounts, its utility is limited by the requirement of specific bank terminals at petrol pumps.
Quick Match
Is this card right for you?
Great match for your profile!
Your Estimated Value
Year 1
+₹2,801
Year 2+
+₹2,801
Fee waiver eligible!
Why get this card
Effective 2.5% cashback on fuel purchases at HPCL petrol pumps.
1% fuel surcharge waiver on transactions up to 4000 at HPCL pumps.
Accelerated 5 reward points per 100 spent on fuel at HPCL.
Fixed 100 discount on movie tickets twice a month via BookMyShow.
+2 more benefits
- Low annual fee which is waived on spending 50,000 annually.
- Minimum 15% savings on dining bills at over 2,500 partner restaurants.
Watch out for
Fuel benefits only applicable if swiped on ICICI Bank merchant terminals.
No airport lounge access provided with this card.
Low reward point value of 0.25 INR per point.
+1 more considerations
- Reward points on fuel are capped and restricted to HPCL outlets.
Who is this card for?
Best for
daily commuters
Ideal for two-wheeler or car owners who prefer HPCL for their regular fuel refills.
Min: ₹5,000/mo
budget conscious users
Users looking for an entry-level card with a low annual fee and basic lifestyle perks.
Min: ₹4,000/mo
Skip if you're
frequent travelers
Does not offer lounge access or any travel-related travel insurance or milestones.
high spenders
The reward rate on non-fuel categories is very basic (0.5%) and not suitable for high retail spends.
Base Earning
2 ICICI Bank Rewards
per ₹100 spent
0.5%
effective rate
Point value: ₹0.25/point
Bonus Categories
HPCL Outlets - FUEL
2.5×
1.25% return
Welcome Offer
No specific welcome bonus points are usually offered; the joining fee is minimal.
Milestones
Spend ₹0.5L
Annual fee of 199 is waived if the total spend in the previous year exceeds 50,000.
No rewards on:
Fuel, rent payments, utility bills, government payments, wallet loads, insurance premiums, EMI transactions
Upgrade Path
Move up or down within this bank