ICICI Bank
ICICI Bank HPCL Super Saver Credit Card
Visa

ICICI Bank HPCL Super Saver Credit Card

5.0/ 5

Accelerate your savings on every fuel purchase and daily spends.

Annual Fee

₹500

Base Rewards

0.5%

Forex Fee

3.5%

Expert Verdict

The ICICI HPCL Super Saver is a robust entry-level card that excels in fuel and utility categories. It offers a high 5% value back on specific daily needs, making it one of the best co-branded fuel cards in the budget segment.

Quick Match

Is this card right for you?

85%

Great match for your profile!

Estimated annual value+2,250

Your Estimated Value

at ₹50,000/mo

Year 1

+3,000

Includes ₹500 bonus

Year 2+

+2,500

Fee waiver eligible!

0.5%effective rate

Why get this card

5% total savings on fuel at HPCL outlets (4% cashback + 1% surcharge waiver)

5% reward rate on groceries, departmental stores, and utility bills

Complimentary 24x7 roadside assistance for vehicle emergencies

Low annual fee waiver threshold of INR 1.5 Lakhs

Watch out for

  • Accelerated rewards on utilities and groceries are capped at 200 points per month

  • Lounge access is contingent on meeting a prior spend criteria of INR 5,000

  • Base reward rate is relatively low at 0.5% value

Who is this card for?

Best for

fuel spenders

Users who primarily refuel at HPCL outlets and want high cashback on fuel and daily essentials.

Min: ₹5,000/mo

Skip if you're

luxury travelers

Not suitable for those seeking international lounge access or high-end travel benefits.

Base Earning

2 ICICI Bank Reward Points

per ₹100 spent

0.5%

effective rate

Point value: 0.25/point

Bonus Categories

HPCL Outlets - FUEL

8×

4% return

UTILITIES

10×

5% return

200 pts/month

Welcome Offer

INR 100 cashback on first transaction of INR 1,000 or more on HP Pay app.

2,000

points

500

value

within 45 days

Milestones

1

Spend ₹1.5L

Annual fee of INR 500 waived off on spending INR 1,50,000 in the previous year.

0

No rewards on:

Fuel, rent payments, utility bills, government payments, wallet loads, insurance premiums, EMI transactions

Upgrade Path

Move up or down within this bank

Verified 15/5/2025 · Data from official bank sources

ICICI Bank HPCL Super Saver Credit Card: Benefits & Fees