
ICICI Bank HPCL Super Saver Credit Card
Accelerate your savings on every fuel purchase and daily spends.
Annual Fee
₹500
Base Rewards
0.5%
Forex Fee
3.5%
Expert Verdict
The ICICI HPCL Super Saver is a robust entry-level card that excels in fuel and utility categories. It offers a high 5% value back on specific daily needs, making it one of the best co-branded fuel cards in the budget segment.
Quick Match
Is this card right for you?
Great match for your profile!
Your Estimated Value
Year 1
+₹3,000
Includes ₹500 bonus
Year 2+
+₹2,500
Fee waiver eligible!
Why get this card
5% total savings on fuel at HPCL outlets (4% cashback + 1% surcharge waiver)
5% reward rate on groceries, departmental stores, and utility bills
Complimentary 24x7 roadside assistance for vehicle emergencies
Low annual fee waiver threshold of INR 1.5 Lakhs
Watch out for
Accelerated rewards on utilities and groceries are capped at 200 points per month
Lounge access is contingent on meeting a prior spend criteria of INR 5,000
Base reward rate is relatively low at 0.5% value
Who is this card for?
Best for
fuel spenders
Users who primarily refuel at HPCL outlets and want high cashback on fuel and daily essentials.
Min: ₹5,000/mo
Skip if you're
luxury travelers
Not suitable for those seeking international lounge access or high-end travel benefits.
Base Earning
2 ICICI Bank Reward Points
per ₹100 spent
0.5%
effective rate
Point value: ₹0.25/point
Bonus Categories
HPCL Outlets - FUEL
8×
4% return
UTILITIES
10×
5% return
200 pts/month
Welcome Offer
INR 100 cashback on first transaction of INR 1,000 or more on HP Pay app.
2,000
points
₹500
value
within 45 days
Milestones
Spend ₹1.5L
Annual fee of INR 500 waived off on spending INR 1,50,000 in the previous year.
No rewards on:
Fuel, rent payments, utility bills, government payments, wallet loads, insurance premiums, EMI transactions
Upgrade Path
Move up or down within this bank