Vyaya
Side-by-Side Comparison|Updated March 2026

Tata Platinum SBI Card vs ICICI Bank Manchester United Platinum Credit Card

Detailed comparison of fees, rewards, benefits, and value to help you choose the right credit card for your spending pattern.

SBI Card

Tata Platinum SBI Card

8/10
Annual Fee₹499
Base Rewards1%
NetworkVisa
View Full Details

ICICI Bank

ICICI Bank Manchester United Platinum Credit Card

6.5/10
Annual Fee₹499
Base Rewards0.25%
NetworkVisa
View Full Details

Feature-by-Feature Comparison

FeatureTata Platinum SBI CardICICI Bank Manchester United Platinum Credit Card
Annual Fee₹499₹499
Joining Fee₹499₹499
Fee Waiver Spend₹1,00,000₹1,25,000
Base Reward Rate1%0.25%
Reward CurrencyTata Card Reward PointsICICI Bank Reward Points
NetworkVisaVisa
Editor Rating8/106.5/10
Forex Markup3.5%3.5%

Accelerated Rewards

Tata Platinum SBI Card

  • 2% on Tata Outlets - SHOPPING
  • 3% on DINING
  • 3% on GROCERY
  • 3% on TRAVEL

ICICI Bank Manchester United Platinum Credit Card

  • 0% on Manchester United Match Days

Pros & Cons

Tata Platinum SBI Card

Pros

  • High 2% value back on Tata Group outlets like Croma, Westside, and Taj Hotels
  • 3x reward points on Dining, Grocery, Departmental stores, and International spends
  • Low annual fee of 499 with achievable waiver threshold
  • Complimentary domestic lounge access (8 visits per year)

Cons

  • Reward redemption is primarily restricted to Tata brand vouchers or outlets
  • Low base reward rate (1%) on non-Tata and non-accelerated spends
  • No international lounge access benefit

ICICI Bank Manchester United Platinum Credit Card

Pros

  • Exclusive Manchester United branded football as a welcome gift upon spending ₹1,000.
  • Accelerated 3 reward points per ₹100 spent on Manchester United match days.
  • Top spenders get a chance to win signed jerseys and a fully-paid 'Manchester United Experience' at Old Trafford.
  • 25% discount up to ₹100 on movie tickets twice a month via BookMyShow and INOX.

Cons

  • Lounge access requires a high quarterly spend of ₹75,000.
  • Low base reward rate of 0.5% (2 points per ₹100) for non-match day spends.
  • Reward points are excluded on rent, government, and education payments.

Our Verdict

Tata Platinum SBI Card edges ahead overall with a stronger combination of rewards and value. However, ICICI Bank Manchester United Platinum Credit Card could be the better pick if its specific category strengths match your spending habits.

Choose Tata Platinum SBI Card if

Users who frequently shop at Tata brands like Westside, Croma, BigBasket, and Tata Cliq.

Choose ICICI Bank Manchester United Platinum Credit Card if

Offers unique access to club merchandise, match tickets, and stadium tours for top spenders.

Frequently Asked Questions

Which is better: Tata Platinum SBI Card or ICICI Bank Manchester United Platinum Credit Card?
Tata Platinum SBI Card edges ahead overall with a stronger combination of rewards and value. However, ICICI Bank Manchester United Platinum Credit Card could be the better pick if its specific category strengths match your spending habits.
What is the annual fee difference between Tata Platinum SBI Card and ICICI Bank Manchester United Platinum Credit Card?
Tata Platinum SBI Card has an annual fee of ₹499, while ICICI Bank Manchester United Platinum Credit Card has an annual fee of ₹499. Tata Platinum SBI Card offers a fee waiver on ₹1,00,000 annual spend. ICICI Bank Manchester United Platinum Credit Card offers a fee waiver on ₹1,25,000 annual spend.
Which card has better rewards: Tata Platinum SBI Card or ICICI Bank Manchester United Platinum Credit Card?
Tata Platinum SBI Card offers a base reward rate of 1% with accelerated rewards on Tata Outlets - SHOPPING and DINING. ICICI Bank Manchester United Platinum Credit Card offers 0.25% base rewards with bonuses on Manchester United Match Days. The better choice depends on your primary spending categories.
Can I have both Tata Platinum SBI Card and ICICI Bank Manchester United Platinum Credit Card?
Yes, many users hold multiple credit cards to maximize rewards across different spending categories. Tata Platinum SBI Card and ICICI Bank Manchester United Platinum Credit Card can complement each other if they cover different reward categories.
Which card is better for beginners: Tata Platinum SBI Card or ICICI Bank Manchester United Platinum Credit Card?
For beginners, Tata Platinum SBI Card may be more approachable with a lower annual fee of ₹499. However, evaluate based on your expected spending pattern rather than fee alone.

Related Comparisons

Tata Platinum SBI Card vs Amazon Pay ICICI Bank Credit CardICICI Bank Manchester United Platinum Credit Card vs Amazon Pay ICICI Bank Credit CardTata Platinum SBI Card vs Axis Bank - Flipkart Axis Bank Credit CardICICI Bank Manchester United Platinum Credit Card vs Axis Bank - Flipkart Axis Bank Credit CardTata Platinum SBI Card vs ICICI Bank Manchester United Signature Credit CardICICI Bank Manchester United Platinum Credit Card vs ICICI Bank Manchester United Signature Credit CardTata Platinum SBI Card vs Axis Bank My Zone Credit CardICICI Bank Manchester United Platinum Credit Card vs Axis Bank My Zone Credit Card

Explore More

Tata Platinum SBI Card Full ReviewICICI Bank Manchester United Platinum Credit Card Full ReviewAll SBI Card CardsAll ICICI Bank CardsBest Shopping CardsBest Lifestyle CardsBrowse All Credit CardsCredit Card Guides & Tips