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Side-by-Side Comparison|Updated March 2026

Samsung Axis Bank Infinite Credit Card vs SBI Card - Tata Star Card SELECT

Detailed comparison of fees, rewards, benefits, and value to help you choose the right credit card for your spending pattern.

Axis Bank

Samsung Axis Bank Infinite Credit Card

8.2/10
Annual Fee₹5,000
Base Rewards0.2%
NetworkVisa
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SBI Card

SBI Card - Tata Star Card SELECT

7.8/10
Annual Fee₹2,999
Base Rewards1%
NetworkMastercard
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Feature-by-Feature Comparison

FeatureSamsung Axis Bank Infinite Credit CardSBI Card - Tata Star Card SELECT
Annual Fee₹5,000₹2,999
Joining Fee₹5,000₹2,999
Fee Waiver Spend₹7,00,000₹3,00,000
Base Reward Rate0.2%1%
Reward CurrencyEdge Reward PointsReward Point
NetworkVisaMastercard
Editor Rating8.2/107.8/10
Forex Markup3.5%3.5%

Accelerated Rewards

Samsung Axis Bank Infinite Credit Card

  • 0% on Preferred Partners (Zomato,...
  • 0% on International Spends
  • 0% on Other Domestic Spends

SBI Card - Tata Star Card SELECT

  • 0% on Groceries
  • 0% on Dining
  • 0% on International

Pros & Cons

Samsung Axis Bank Infinite Credit Card

Pros

  • Flat 10% cashback on Samsung products (Smartphones, TVs, Appliances) throughout the year.
  • High reward rate of 15 Edge Points per ₹100 on international spends and preferred partners like Zomato and Myntra.
  • Generous welcome benefit of 30,000 Edge Reward Points worth ₹6,000.
  • Comprehensive lounge access with 8 domestic and 6 international visits annually.

Cons

  • Samsung cashback is capped at ₹5,000 per month and ₹20,000 per year.
  • High annual fee of ₹5,000 with a steep waiver threshold of ₹7 Lakhs.
  • Domestic lounge access is subject to a minimum spend of ₹50,000 in the previous 3 months.

SBI Card - Tata Star Card SELECT

Pros

  • Exceptional 1:1 reward redemption ratio where 1 Reward Point equals ₹1.
  • High 3.5% value back on all spends at Star Bazaar outlets.
  • Up to 5% value back at select Tata retail outlets like Westside and Croma.
  • Generous welcome and milestone vouchers that can fully offset the annual fee.

Cons

  • High annual fee of ₹2,999 with a relatively high waiver threshold of ₹3 Lakhs.
  • Rewards and benefits are heavily concentrated within the Tata ecosystem.
  • No complimentary international lounge access despite the premium fee.

Our Verdict

Both Samsung Axis Bank Infinite Credit Card and SBI Card - Tata Star Card SELECT are strong options. Your choice should depend on your spending pattern and which card's rewards align better with your lifestyle.

Choose Samsung Axis Bank Infinite Credit Card if

Best-in-class 10% cashback on all Samsung ecosystem purchases including EMI transactions.

Choose SBI Card - Tata Star Card SELECT if

Maximum value is derived from shopping at Star Bazaar, Westside, Croma, and other Tata brands.

Frequently Asked Questions

Which is better: Samsung Axis Bank Infinite Credit Card or SBI Card - Tata Star Card SELECT?
Both Samsung Axis Bank Infinite Credit Card and SBI Card - Tata Star Card SELECT are strong options. Your choice should depend on your spending pattern and which card's rewards align better with your lifestyle.
What is the annual fee difference between Samsung Axis Bank Infinite Credit Card and SBI Card - Tata Star Card SELECT?
Samsung Axis Bank Infinite Credit Card has an annual fee of ₹5,000, while SBI Card - Tata Star Card SELECT has an annual fee of ₹2,999. Samsung Axis Bank Infinite Credit Card offers a fee waiver on ₹7,00,000 annual spend. SBI Card - Tata Star Card SELECT offers a fee waiver on ₹3,00,000 annual spend.
Which card has better rewards: Samsung Axis Bank Infinite Credit Card or SBI Card - Tata Star Card SELECT?
Samsung Axis Bank Infinite Credit Card offers a base reward rate of 0.2% with accelerated rewards on Preferred Partners (Zomato,... and International Spends. SBI Card - Tata Star Card SELECT offers 1% base rewards with bonuses on Groceries and Dining. The better choice depends on your primary spending categories.
Can I have both Samsung Axis Bank Infinite Credit Card and SBI Card - Tata Star Card SELECT?
Yes, many users hold multiple credit cards to maximize rewards across different spending categories. Samsung Axis Bank Infinite Credit Card and SBI Card - Tata Star Card SELECT can complement each other if they cover different reward categories.
Which card is better for beginners: Samsung Axis Bank Infinite Credit Card or SBI Card - Tata Star Card SELECT?
For beginners, SBI Card - Tata Star Card SELECT may be more approachable with a lower annual fee of ₹2,999. However, evaluate based on your expected spending pattern rather than fee alone.

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