Vyaya
Side-by-Side Comparison|Updated March 2026

ICICI Bank Manchester United Signature Credit Card vs Axis Bank Magnus Credit Card

Detailed comparison of fees, rewards, benefits, and value to help you choose the right credit card for your spending pattern.

ICICI Bank

ICICI Bank Manchester United Signature Credit Card

6.5/10
Annual Fee₹2,499
Base Rewards0.25%
NetworkVisa
View Full Details

Axis Bank

Axis Bank Magnus Credit Card

8/10
Annual Fee₹12,500
Base Rewards0.2%
NetworkVisa
View Full Details

Feature-by-Feature Comparison

FeatureICICI Bank Manchester United Signature Credit CardAxis Bank Magnus Credit Card
Annual Fee₹2,499₹12,500
Joining Fee₹2,499₹12,500
Fee Waiver Spend₹2,50,000₹25,00,000
Base Reward Rate0.25%0.2%
Reward CurrencyICICI Reward PointsEDGE Reward Points
NetworkVisaVisa
Editor Rating6.5/108/10
Forex Markup3.5%3.5%

Accelerated Rewards

ICICI Bank Manchester United Signature Credit Card

  • 0% on Manchester United Match Days

Axis Bank Magnus Credit Card

No accelerated rewards listed

Pros & Cons

ICICI Bank Manchester United Signature Credit Card

Pros

  • Exclusive Manchester United branded welcome gift (Holdall and Football).
  • Accelerated 5 reward points per ₹100 spent on Manchester United match days.
  • Opportunity for top spenders to win a fully paid 'Manchester United Experience' at Old Trafford.
  • 25% discount on movie tickets twice a month on BookMyShow and INOX.

Cons

  • Lounge access requires a high spend of ₹75,000 in the previous calendar quarter.
  • High annual fee of ₹2,499 for a co-branded card with limited non-football benefits.
  • Reward points on rent, fuel, and utilities are heavily restricted or excluded.

Axis Bank Magnus Credit Card

Pros

  • High reward rate of 17.5 EDGE points per ₹200 on spends above ₹1.5 Lakhs monthly.
  • Unlimited domestic and international lounge access for primary and add-on cardholders.
  • Low foreign currency markup fee of 2% for international transactions.
  • Welcome benefit voucher worth ₹12,500 effectively offsets the joining fee.

Cons

  • Significant devaluation in 2024 removed monthly milestone bonuses and concierge services.
  • High annual fee waiver threshold of ₹25 Lakhs is difficult for most users to reach.
  • Reward points transfer ratio to air miles reduced from 5:4 to 5:2 for non-Burgundy users.

Our Verdict

Axis Bank Magnus Credit Card edges ahead overall with a stronger combination of rewards and value. However, ICICI Bank Manchester United Signature Credit Card could be the better pick if its specific category strengths match your spending habits.

Choose ICICI Bank Manchester United Signature Credit Card if

Exclusive access to club merchandise, discounts at the Red Cafe, and chances to visit Old Trafford.

Choose Axis Bank Magnus Credit Card if

Best value is unlocked after crossing the ₹1.5 Lakh monthly spend threshold.

Frequently Asked Questions

Which is better: ICICI Bank Manchester United Signature Credit Card or Axis Bank Magnus Credit Card?
Axis Bank Magnus Credit Card edges ahead overall with a stronger combination of rewards and value. However, ICICI Bank Manchester United Signature Credit Card could be the better pick if its specific category strengths match your spending habits.
What is the annual fee difference between ICICI Bank Manchester United Signature Credit Card and Axis Bank Magnus Credit Card?
ICICI Bank Manchester United Signature Credit Card has an annual fee of ₹2,499, while Axis Bank Magnus Credit Card has an annual fee of ₹12,500. ICICI Bank Manchester United Signature Credit Card offers a fee waiver on ₹2,50,000 annual spend. Axis Bank Magnus Credit Card offers a fee waiver on ₹25,00,000 annual spend.
Which card has better rewards: ICICI Bank Manchester United Signature Credit Card or Axis Bank Magnus Credit Card?
ICICI Bank Manchester United Signature Credit Card offers a base reward rate of 0.25% with accelerated rewards on Manchester United Match Days. Axis Bank Magnus Credit Card offers 0.2% base rewards. The better choice depends on your primary spending categories.
Can I have both ICICI Bank Manchester United Signature Credit Card and Axis Bank Magnus Credit Card?
Yes, many users hold multiple credit cards to maximize rewards across different spending categories. ICICI Bank Manchester United Signature Credit Card and Axis Bank Magnus Credit Card can complement each other if they cover different reward categories.
Which card is better for beginners: ICICI Bank Manchester United Signature Credit Card or Axis Bank Magnus Credit Card?
For beginners, ICICI Bank Manchester United Signature Credit Card may be more approachable with a lower annual fee of ₹2,499. However, evaluate based on your expected spending pattern rather than fee alone.

Related Comparisons

ICICI Bank Manchester United Signature Credit Card vs ICICI Bank Manchester United Platinum Credit CardAxis Bank Magnus Credit Card vs ICICI Bank Manchester United Platinum Credit CardICICI Bank Manchester United Signature Credit Card vs SBI Card ELITEAxis Bank Magnus Credit Card vs SBI Card ELITEICICI Bank Manchester United Signature Credit Card vs Axis Bank Atlas Credit CardAxis Bank Magnus Credit Card vs Axis Bank Atlas Credit Card

Explore More

ICICI Bank Manchester United Signature Credit Card Full ReviewAxis Bank Magnus Credit Card Full ReviewAll ICICI Bank CardsAll Axis Bank CardsBrowse All Credit CardsCredit Card Guides & Tips