Vyaya
Side-by-Side Comparison|Updated March 2026

ICICI Bank Manchester United Platinum Credit Card vs SBI Card AURUM

Detailed comparison of fees, rewards, benefits, and value to help you choose the right credit card for your spending pattern.

ICICI Bank

ICICI Bank Manchester United Platinum Credit Card

6.5/10
Annual Fee₹499
Base Rewards0.25%
NetworkVisa
View Full Details

SBI Card

SBI Card AURUM

8.5/10
Annual Fee₹9,999
Base Rewards1%
NetworkVisa
View Full Details

Feature-by-Feature Comparison

FeatureICICI Bank Manchester United Platinum Credit CardSBI Card AURUM
Annual Fee₹499₹9,999
Joining Fee₹499₹9,999
Fee Waiver Spend₹1,25,000₹12,00,000
Base Reward Rate0.25%1%
Reward CurrencyICICI Bank Reward PointsAURUM Reward Point
NetworkVisaVisa
Editor Rating6.5/108.5/10
Forex Markup3.5%3.5%

Accelerated Rewards

ICICI Bank Manchester United Platinum Credit Card

  • 0% on Manchester United Match Days

SBI Card AURUM

No accelerated rewards listed

Pros & Cons

ICICI Bank Manchester United Platinum Credit Card

Pros

  • Exclusive Manchester United branded football as a welcome gift upon spending ₹1,000.
  • Accelerated 3 reward points per ₹100 spent on Manchester United match days.
  • Top spenders get a chance to win signed jerseys and a fully-paid 'Manchester United Experience' at Old Trafford.
  • 25% discount up to ₹100 on movie tickets twice a month via BookMyShow and INOX.

Cons

  • Lounge access requires a high quarterly spend of ₹75,000.
  • Low base reward rate of 0.5% (2 points per ₹100) for non-match day spends.
  • Reward points are excluded on rent, government, and education payments.

SBI Card AURUM

Pros

  • Welcome benefit of 40,000 points (₹10,000 value) fully offsets the joining fee.
  • Unlimited international lounge access with a rare complimentary guest visit per quarter.
  • Extensive lifestyle memberships including Club Marriott, Amazon Prime, and WSJ/Mint.
  • High-value milestone rewards including Apple and Taj vouchers worth up to ₹35,000 annually.

Cons

  • Low base reward rate of 1% compared to other super-premium cards.
  • Invite-only status makes it inaccessible to the general public.
  • High annual fee waiver threshold of ₹12 Lakhs.

Our Verdict

SBI Card AURUM edges ahead overall with a stronger combination of rewards and value. However, ICICI Bank Manchester United Platinum Credit Card could be the better pick if its specific category strengths match your spending habits.

Choose ICICI Bank Manchester United Platinum Credit Card if

Offers unique access to club merchandise, match tickets, and stadium tours for top spenders.

Choose SBI Card AURUM if

The card offers a suite of luxury memberships, concierge services, and a metal form factor that aligns with an elite lifestyle.

Frequently Asked Questions

Which is better: ICICI Bank Manchester United Platinum Credit Card or SBI Card AURUM?
SBI Card AURUM edges ahead overall with a stronger combination of rewards and value. However, ICICI Bank Manchester United Platinum Credit Card could be the better pick if its specific category strengths match your spending habits.
What is the annual fee difference between ICICI Bank Manchester United Platinum Credit Card and SBI Card AURUM?
ICICI Bank Manchester United Platinum Credit Card has an annual fee of ₹499, while SBI Card AURUM has an annual fee of ₹9,999. ICICI Bank Manchester United Platinum Credit Card offers a fee waiver on ₹1,25,000 annual spend. SBI Card AURUM offers a fee waiver on ₹12,00,000 annual spend.
Which card has better rewards: ICICI Bank Manchester United Platinum Credit Card or SBI Card AURUM?
ICICI Bank Manchester United Platinum Credit Card offers a base reward rate of 0.25% with accelerated rewards on Manchester United Match Days. SBI Card AURUM offers 1% base rewards. The better choice depends on your primary spending categories.
Can I have both ICICI Bank Manchester United Platinum Credit Card and SBI Card AURUM?
Yes, many users hold multiple credit cards to maximize rewards across different spending categories. ICICI Bank Manchester United Platinum Credit Card and SBI Card AURUM can complement each other if they cover different reward categories.
Which card is better for beginners: ICICI Bank Manchester United Platinum Credit Card or SBI Card AURUM?
For beginners, ICICI Bank Manchester United Platinum Credit Card may be more approachable with a lower annual fee of ₹499. However, evaluate based on your expected spending pattern rather than fee alone.

Related Comparisons

ICICI Bank Manchester United Platinum Credit Card vs ICICI Bank Manchester United Signature Credit CardSBI Card AURUM vs ICICI Bank Manchester United Signature Credit CardICICI Bank Manchester United Platinum Credit Card vs Axis Bank My Zone Credit CardSBI Card AURUM vs Axis Bank My Zone Credit Card

Explore More

ICICI Bank Manchester United Platinum Credit Card Full ReviewSBI Card AURUM Full ReviewAll ICICI Bank CardsAll SBI Card CardsBrowse All Credit CardsCredit Card Guides & Tips