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Side-by-Side Comparison|Updated April 2026

Axis Bank Infinite Credit Card vs Axis Bank Signature Credit Card

Detailed comparison of fees, rewards, benefits, and value to help you choose the right credit card for your spending pattern.

Axis Bank

Axis Bank Infinite Credit Card

8/10
Annual FeeFree
Base Rewards0.2%
NetworkVisa
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Axis Bank

Axis Bank Signature Credit Card

7.5/10
Annual Fee₹5,000
Base Rewards1%
NetworkVisa
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Feature-by-Feature Comparison

FeatureAxis Bank Infinite Credit CardAxis Bank Signature Credit Card
Annual FeeFree₹5,000
Joining FeeFree₹5,000
Fee Waiver SpendN/A₹3,00,000
Base Reward Rate0.2%1%
Reward CurrencyEdge Reward PointsEDGE REWARD Points
NetworkVisaVisa
Editor Rating8/107.5/10
Forex Markup3.5%3.5%

Accelerated Rewards

Axis Bank Infinite Credit Card

No accelerated rewards listed

Axis Bank Signature Credit Card

  • 2% on TRAVEL

Pros & Cons

Axis Bank Infinite Credit Card

Pros

  • Zero joining and annual fees for eligible HNI customers
  • 1.5% base reward rate (15 Edge Points per ₹200) on all eligible spends
  • Complimentary domestic and international airport lounge access
  • Waiver of reward redemption fees for this specific variant

Cons

  • Extremely high interest rate of 55.55% p.a. on revolving credit
  • Invite-only availability restricted to premium banking segments
  • Reward points value is lower (₹0.20) compared to other super-premium cards

Axis Bank Signature Credit Card

Pros

  • High reward rate of 10 EDGE points per ₹200 spent on domestic transactions
  • Accelerated 2x rewards (20 points per ₹200) on all international spends
  • Substantial 50% discount on movie tickets via BookMyShow (up to ₹300 per month)
  • Comprehensive travel insurance including ₹2.5 Crore Air Accident Cover

Cons

  • High annual fee of ₹5,000 with a relatively high waiver threshold of ₹3 Lakhs
  • International lounge visits are not complimentary by default on the Priority Pass
  • Reward point value is relatively low at ₹0.20 per point compared to competitors

Our Verdict

Axis Bank Infinite Credit Card edges ahead overall with a stronger combination of rewards and value. However, Axis Bank Signature Credit Card could be the better pick if its specific category strengths match your spending habits.

Choose Axis Bank Infinite Credit Card if

Ideal for those who want a zero-fee card with premium Visa Infinite tier benefits and lounge access.

Choose Axis Bank Signature Credit Card if

Users who travel internationally and can benefit from the 2x reward multiplier and insurance covers.

Frequently Asked Questions

Which is better: Axis Bank Infinite Credit Card or Axis Bank Signature Credit Card?
Axis Bank Infinite Credit Card edges ahead overall with a stronger combination of rewards and value. However, Axis Bank Signature Credit Card could be the better pick if its specific category strengths match your spending habits.
What is the annual fee difference between Axis Bank Infinite Credit Card and Axis Bank Signature Credit Card?
Axis Bank Infinite Credit Card has no annual fee, while Axis Bank Signature Credit Card has an annual fee of ₹5,000. Axis Bank Signature Credit Card offers a fee waiver on ₹3,00,000 annual spend.
Which card has better rewards: Axis Bank Infinite Credit Card or Axis Bank Signature Credit Card?
Axis Bank Infinite Credit Card offers a base reward rate of 0.2%. Axis Bank Signature Credit Card offers 1% base rewards with bonuses on TRAVEL. The better choice depends on your primary spending categories.
Can I have both Axis Bank Infinite Credit Card and Axis Bank Signature Credit Card?
Yes, many users hold multiple credit cards to maximize rewards across different spending categories. Axis Bank Infinite Credit Card and Axis Bank Signature Credit Card can complement each other if they cover different reward categories.
Which card is better for beginners: Axis Bank Infinite Credit Card or Axis Bank Signature Credit Card?
For beginners, Axis Bank Infinite Credit Card may be more approachable with no annual fee. However, evaluate based on your expected spending pattern rather than fee alone.

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