Amazon Pay ICICI Bank Credit Card
Lifetime free card with unlimited rewards
Annual Fee
FREE
Base Rewards
1.0%
Forex Fee
3.5%
Expert Verdict
The Amazon Pay ICICI Bank Credit Card remains the gold standard for cashback cards in India due to its simple, unlimited reward structure and lifetime-free nature. It effectively offers a flat 5% discount on Amazon for Prime members, making it an essential tool for digital-first consumers.
Quick Match
Is this card right for you?
This card could work well for you
Your Estimated Value
Year 1
+₹8,500
Includes ₹2,500 bonus
Year 2+
+₹6,000
Why get this card
Lifetime free card with no joining or annual membership fees
High 5% unlimited cashback on Amazon.in for Prime members
Rewards never expire and are automatically credited as Amazon Pay balance
Industry-low foreign markup fee of 1.99%
+1 more benefits
- No limit on the amount of cashback earned
Watch out for
Rewards are only redeemable within the Amazon Pay ecosystem
Restrictive lounge access requiring high quarterly spends
No cashback on fuel, EMI, gold, rent, and education payments
+1 more considerations
- Lower cashback rate of 3% for non-Prime members on Amazon
Who is this card for?
Best for
amazon prime shoppers
Users with an active Prime membership who do the bulk of their shopping on Amazon.in.
low maintenance users
People looking for a lifetime free card with automatic reward redemption and zero hassle.
Skip if you're
luxury travelers
Travelers who need consistent lounge access and air mile redemption options.
Base Earning
1 Amazon Pay Balance
per ₹100 spent
1.0%
effective rate
Point value: ₹1.00/point
Bonus Categories
Amazon India - SHOPPING
5×
5% return
Amazon India - SHOPPING
3×
3% return
Amazon Pay - BILLS_AND_RECHARGES
2×
2% return
Welcome Offer
Up to 2,500 in total value including 3 months Prime membership and 100% cashback on first shopping/bill payment transactions (limited time offer).
₹2,500
value
No rewards on:
Fuel, rent payments, utility bills, government payments, wallet loads, insurance premiums, EMI transactions
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