Flipkart Axis Bank Credit Card
Unlimited Cashback. Unlimited Possibilities.
Annual Fee
₹500
Base Rewards
1.5%
Forex Fee
3.5%
Expert Verdict
Despite recent devaluations and the removal of lounge access, the Flipkart Axis Bank Credit Card remains a powerhouse for loyal Flipkart and Myntra shoppers. The 7.5% cashback on Myntra is currently one of the highest in the market for fashion retail.
Quick Match
Is this card right for you?
Great match for your profile!
Your Estimated Value
Year 1
+₹9,000
Includes ₹500 bonus
Year 2+
+₹8,500
Fee waiver eligible!
Why get this card
High 5% cashback on Flipkart and Cleartrip (capped at ₹4,000 per quarter each)
Industry-leading 7.5% cashback on Myntra (capped at ₹4,000 per quarter)
Flat 1.5% cashback on all other eligible spends with no upper limit
Watch out for
Complimentary domestic airport lounge access has been discontinued since June 2025
Extensive list of excluded categories including Utilities, Insurance, and Education
Cashback on major partners like Flipkart and Myntra is now subject to quarterly caps
Who is this card for?
Best for
frequent online shopper
Users who primarily shop on Flipkart and Myntra and use services like Swiggy and Uber.
Min: ₹15,000/mo
Skip if you're
traveler
Frequent travelers seeking lounge access or international travel benefits, as lounge perks are discontinued.
Base Earning
1.5 Cashback
per ₹100 spent
1.5%
effective rate
Point value: ₹1.00/point
Bonus Categories
Flipkart - SHOPPING
3.33×
5% return
Myntra - SHOPPING
5×
7.5% return
Preferred Partners - DINING/TRAVEL/ENTERTAINMENT
2.66×
4% return
Welcome Offer
₹500 Flipkart voucher on first transaction; 50% discount up to ₹100 on first Swiggy order.
₹500
value
Spend ₹1 within 30 days
Milestones
Spend ₹3.5L
Annual fee of ₹500 waived on spends of ₹3.5 Lakhs in a year.
No rewards on:
Fuel, rent payments, utility bills, government payments, wallet loads, insurance premiums, EMI transactions
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Upgrade Path
Move up or down within this bank