SBI Card MILES PRIME
Your Passport to Endless Destinations
Annual Fee
₹1,500
Base Rewards
0.5%
Forex Fee
3.5%
Expert Verdict
The SBI Card MILES PRIME is a strong mid-tier travel card that bridges the gap between basic travel cards and super-premium offerings. Its standout feature is the 1:1 air mile conversion, which is rare at this price point.
Quick Match
Is this card right for you?
Great match for your profile!
Your Estimated Value
Year 1
+₹4,500
Includes ₹3,000 bonus
Year 2+
+₹1,500
Fee waiver eligible!
Why get this card
Accelerated 2% reward rate on travel bookings including airlines and hotels.
1:1 transfer ratio to multiple major airline and hotel loyalty programs.
Comprehensive lounge access with both domestic and international coverage.
Welcome bonus of 3,000 Travel Miles worth up to ₹3,000 on air miles.
+1 more benefits
- Annual fee waiver on achievable spend of ₹3 Lakhs.
Watch out for
Domestic lounge access is capped strictly at 2 visits per quarter.
No reward points earned on rent payments or fuel transactions.
High interest rate of 42% per annum if balance is not cleared.
Who is this card for?
Best for
frequent traveler
Travelers who want 1:1 miles conversion and lounge access without a super-premium fee.
Min: ₹25,000/mo
Skip if you're
low spender
Users spending less than ₹3 Lakhs annually may find the annual fee hard to justify.
Base Earning
2 Travel Miles
per ₹200 spent
0.5%
effective rate
Point value: ₹0.50/point
Bonus Categories
TRAVEL
2×
1% return
Welcome Offer
Bonus miles credited upon payment of the joining fee.
3,000
points
₹3,000
value
within 30 days
Milestones
Spend ₹1.0L
Earn 1,500 bonus Travel Miles on reaching ₹1 Lakh annual spend.
Spend ₹2.0L
Earn an additional 3,000 bonus Travel Miles on reaching ₹2 Lakhs annual spend.
Spend ₹3.0L
Renewal fee waiver on reaching ₹3 Lakhs annual spend.
No rewards on:
Fuel, rent payments, utility bills, government payments, wallet loads, insurance premiums, EMI transactions
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