6E Rewards XL - Indigo HDFC Bank Credit Card
Take your travel to the next level with 5% 6E Rewards on Indigo
Annual Fee
₹2,500
Base Rewards
2.0%
Forex Fee
3.5%
Expert Verdict
The HDFC 6E Rewards XL is a powerhouse for Indigo loyalists, offering a high 5% return on flights and valuable airport perks. However, its utility is strictly limited to the Indigo ecosystem.
Quick Match
Is this card right for you?
This card could work well for you
Your Estimated Value
Year 1
+₹12,500
Includes ₹3,000 bonus
Year 2+
+₹9,500
Why get this card
High 5% reward rate on Indigo flight bookings and website spends
Complimentary 6E Prime add-ons including priority check-in, choice of seat, and a complimentary meal
Welcome benefit of a 1-way flight ticket worth up to ₹3,000 effectively offsets the joining fee
Accelerated 3% rewards on Dining, Grocery, and Entertainment categories
Watch out for
Rewards are only redeemable for Indigo flight tickets and services
No international lounge access despite the 'XL' premium positioning
High annual fee with no official spend-based waiver mentioned in standard terms
+1 more considerations
- Rewards expire 24 months from the date of accrual
Who is this card for?
Best for
frequent indigo flyer
Travelers who prefer Indigo for domestic travel and want priority airport services.
Min: ₹40,000/mo
Skip if you're
multi airline traveler
Users who book across different airlines as rewards are locked into the Indigo ecosystem.
Base Earning
2 6E Rewards
per ₹100 spent
2.0%
effective rate
Point value: ₹1.00/point
Bonus Categories
Indigo Website/App - TRAVEL
2.5×
5% return
DINING
1.5×
3% return
Welcome Offer
1 Complimentary 6E Rewards 1-way flight ticket (worth ₹3,000) and 6E Prime Add-ons (Priority Check-in, Choice of Seat, Complimentary Meal) upon making 3 transactions in each of the first 3 months.
₹3,000
value
within 30 days
Milestones
Spend ₹0.0L
₹150 discounted convenience fee on Indigo bookings per transaction (up to 3 times a month)
No rewards on:
Fuel, rent payments, utility bills, government payments, wallet loads, insurance premiums, EMI transactions