American Express Gold Corporate Card
Take productivity on the road with premium business travel benefits.
Annual Fee
₹3,100
Base Rewards
0.5%
Forex Fee
3.5%
Expert Verdict
The Amex Gold Corporate Card is a robust tool for business expense management and travel protection, but it lacks the aggressive reward structures found in Amex's personal card lineup. It is best suited for corporate compliance and basic travel perks.
Quick Match
Is this card right for you?
This card could work well for you
Your Estimated Value
Year 1
₹100
Year 2+
₹100
Why get this card
Earn 1 Membership Rewards point for every ₹50 spent on most business expenses
Comprehensive Business Travel Accident Insurance up to ₹75 Lakhs
Seamless integration with expense management tools like Concur and SAP
Complimentary Hilton Honors Silver Status for enhanced hotel stays
Watch out for
Very limited lounge access (only 2 visits per year) compared to personal Gold cards
High foreign transaction markup of 3.5% plus taxes
Reward earning rate is lower on utilities, insurance, and fuel (1 point per ₹100)
+1 more considerations
- Annual fee of ₹3,100 is high given the limited lifestyle perks
Who is this card for?
Best for
corporate traveler
Employees of MNCs who travel frequently for work and need a reliable expense management tool.
Min: ₹30,000/mo
Skip if you're
lifestyle seeker
Users looking for high reward rates on personal shopping, dining, or unlimited lounge access.
Base Earning
1 Membership Rewards Points
per ₹50 spent
0.5%
effective rate
Point value: ₹0.25/point
Bonus Categories
Amex Reward Multiplier - SHOPPING
2×
1% return
No rewards on:
Fuel, rent payments, utility bills, government payments, wallet loads, insurance premiums, EMI transactions
Upgrade Path
Move up or down within this bank