Air India SBI Platinum Card
Travel with a privilege
Annual Fee
₹1,499
Base Rewards
1.0%
Forex Fee
3.5%
Expert Verdict
The Air India SBI Platinum Card is a niche travel tool that offers exceptional value for loyal Air India passengers. With its high accelerated earning rate on bookings and a 1:1 miles conversion, it is one of the better entry-to-mid tier co-branded travel cards in India.
Quick Match
Is this card right for you?
This card could work well for you
Your Estimated Value
Year 1
+₹7,001
Includes ₹2,500 bonus
Year 2+
+₹4,501
Why get this card
High reward rate of 15 Reward Points per 100 spent on Air India tickets for self
Generous welcome bonus of 5,000 points effectively offsets the joining fee
Complimentary domestic lounge access (8 visits per year) is rare at this fee point
1:1 conversion ratio from Reward Points to Air India Flying Returns Miles
+1 more benefits
- Annual renewal bonus of 2,000 points provides ongoing value
Watch out for
Reward value is heavily dependent on flying exclusively with Air India
No international airport lounge access included
Base reward rate of 2 points per 100 (1% value) is relatively low
+1 more considerations
- No option to waive the annual fee based on spend thresholds
Who is this card for?
Best for
frequent flyer
Users who frequently fly domestic routes with Air India and want to maximize mileage earnings.
Min: ₹25,000/mo
brand loyalist
Those who prioritize the Flying Returns loyalty program and Star Alliance connectivity.
Skip if you're
diverse traveler
Travelers who book with multiple airlines and prefer flexible reward redemption options.
international traveler
Users requiring international lounge access and lower foreign currency markup fees.
Base Earning
2 Air India Reward Points
per ₹100 spent
1.0%
effective rate
Point value: ₹0.50/point
Bonus Categories
Air India Website/App - TRAVEL
2.5×
2.5% return
Air India Website/App - TRAVEL
7.5×
7.5% return
Welcome Offer
Points are credited within 15 days of paying the joining fee and successfully enrolling in Air India Flying Returns program.
5,000
points
₹2,500
value
Milestones
Spend ₹2.0L
Get 5,000 Bonus Reward Points on reaching annual spends of ₹2 Lakhs.
Spend ₹3.0L
Get an additional 10,000 Bonus Reward Points on reaching annual spends of ₹3 Lakhs.
No rewards on:
Fuel, rent payments, utility bills, government payments, wallet loads, insurance premiums, EMI transactions
Upgrade Path
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