Axis Bank Platinum Credit Card
Enjoy the power of rewards and dining privileges
Annual Fee
₹500
Base Rewards
0.6%
Forex Fee
3.5%
Expert Verdict
The Axis Bank Platinum Credit Card is a basic entry-level card primarily designed for beginners. While it offers a standard reward structure and dining discounts, it lacks the competitive edge found in newer entry-level cards like the Axis Ace or My Zone.
Quick Match
Is this card right for you?
This card could work well for you
Your Estimated Value
Year 1
+₹3,100
Year 2+
+₹3,100
Why get this card
Earn 6 EDGE REWARD points for every Rs. 200 spent
1% Fuel Surcharge waiver on transactions between Rs. 400 and Rs. 4,000
Access to Axis Bank Dining Delights program with up to 15% discount at partner restaurants
Watch out for
Very low reward redemption value (approx. 0.6% effective return)
No complimentary airport lounge access
High annual interest rate compared to premium cards
Who is this card for?
Best for
first time user
Individuals looking for their first credit card to build a credit history with a reputable bank.
Min: ₹10,000/mo
Skip if you're
frequent traveler
This card offers no travel-specific benefits like lounge access or air miles.
Base Earning
6 EDGE REWARDS
per ₹200 spent
0.6%
effective rate
Point value: ₹0.20/point
No rewards on:
Fuel, rent payments, utility bills, government payments, wallet loads, insurance premiums, EMI transactions
Upgrade Path
Move up or down within this bank