Axis Bank Freecharge Plus Credit Card
Unlock a world of unlimited cashback on every spend
Annual Fee
₹350
Base Rewards
1.0%
Forex Fee
3.5%
Expert Verdict
The Axis Bank Freecharge Plus is a solid entry-level cashback card specifically designed for the Freecharge ecosystem. It offers high value for digital payments and daily commuting.
Quick Match
Is this card right for you?
Great match for your profile!
Your Estimated Value
Year 1
+₹6,000
Includes ₹350 bonus
Year 2+
+₹5,650
Fee waiver eligible!
Why get this card
5% unlimited cashback on transactions performed on the Freecharge App
2% unlimited cashback on local commute including Ola, Uber, and Shuttle services
1% unlimited cashback on all other eligible spends with no upper cap
Watch out for
No complimentary domestic or international airport lounge access
High interest rate (APR) compared to premium credit cards
Cashback is not applicable on fuel, wallet loads, and EMI transactions
Who is this card for?
Best for
budget conscious shoppers
Users who frequently use the Freecharge app for utility bills and recharges.
Min: ₹5,000/mo
daily commuters
Individuals spending significantly on ride-sharing apps like Uber and Ola.
Min: ₹3,000/mo
Skip if you're
luxury travelers
Travelers looking for lounge access, air miles, or hotel loyalty benefits.
Base Earning
1 Cashback
per ₹100 spent
1.0%
effective rate
Point value: ₹1.00/point
Bonus Categories
Freecharge App - UTILITIES
5×
5% return
Ola/Uber - TRAVEL
2×
2% return
Welcome Offer
Freecharge vouchers worth ₹350 (₹250 + ₹100) on first transaction within 30 days of card issuance.
₹350
value
Spend ₹1 within 30 days
Milestones
Spend ₹0.5L
Annual fee waiver on spending ₹50,000 in a year.
No rewards on:
Fuel, rent payments, utility bills, government payments, wallet loads, insurance premiums, EMI transactions
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Visa
Upgrade Path
Move up or down within this bank