Adani One ICICI Bank Platinum Credit Card
Elevate your travel experience within the Adani ecosystem.
Annual Fee
₹750
Base Rewards
1.0%
Forex Fee
3.5%
Expert Verdict
The Adani One ICICI Platinum Credit Card is a niche but rewarding entry-level card for loyalists of the Adani ecosystem. It effectively turns everyday utility payments and travel bookings into significant savings through its 3% reward rate. While the lounge access is gated by spend requirements, the additional airport perks like porter services and valet parking are rare for a card at this price point.
Quick Match
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Your Estimated Value
Year 1
+₹10,250
Includes ₹5,000 bonus
Year 2+
+₹5,250
Fee waiver eligible!
Why get this card
Accelerated 3% reward rate on the Adani One ecosystem including flights, hotels, and utility payments.
Valuable welcome benefits worth ₹5,000 including hotel and flight vouchers.
Exclusive airport privileges like porter services and premium car parking at Adani-managed airports.
25% discount on movie tickets twice a month via BookMyShow.
+1 more benefits
- Seamless points redemption on the Adani One app for future travel and services.
Watch out for
Quarterly spend of ₹35,000 required to unlock domestic lounge access.
High foreign currency markup fee of 3.50%.
Very low reward rate of 0.5% on utility and insurance spends.
+1 more considerations
- Reward points redemption is restricted primarily to the Adani One ecosystem.
Who is this card for?
Best for
Frequent Travelers
Users who frequently travel through Adani-managed airports (Ahmedabad, Mumbai, Lucknow, etc.) and use the Adani One app for bookings.
Adani Ecosystem Users
Customers who pay Adani Gas or Adani Electricity bills and want a consistent 3% value back.
Skip if you're
International Spenders
High forex markup of 3.5% makes this card expensive for international transactions compared to cards with lower forex fees.
Low Spenders
Those who cannot meet the ₹35,000 quarterly spend will not be able to utilize the domestic lounge benefits.
Base Earning
1 Adani Reward Points
per ₹100 spent
1.0%
effective rate
Point value: ₹1.00/point
Bonus Categories
Adani One App - ADANI_ECOSYSTEM
3×
3% return
INTERNATIONAL
1.5×
1.5% return
UTILITY_INSURANCE
0.5×
0.5% return
Welcome Offer
₹1,000 Hotel voucher and ₹2,000 Holiday voucher on card activation; ₹2,000 Flight voucher on spending ₹10,000 within 60 days.
₹5,000
value
Spend ₹10,000 within 60 days
Milestones
Spend ₹3.0L
Waiver of annual renewal fee for the subsequent year.
No rewards on:
Fuel, rent payments, utility bills, government payments, wallet loads, insurance premiums, EMI transactions
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Visa
Upgrade Path
Move up or down within this bank