ICICI Bank
Accelero ICICI Bank Credit Card
Visa

Accelero ICICI Bank Credit Card

5.0/ 5

The ultimate credit card for automobile enthusiasts.

Annual Fee

₹499

Base Rewards

0.5%

Forex Fee

3.5%

Expert Verdict

The Accelero ICICI Bank Credit Card is a niche product tailored for automobile owners. While its reward rate is mediocre, the value lies in its unique automotive perks like RSA and car washes.

Quick Match

Is this card right for you?

80%

Great match for your profile!

Estimated annual value+2,126

Your Estimated Value

at ₹50,000/mo

Year 1

+2,876

Includes ₹375 bonus

Year 2+

+2,501

Fee waiver eligible!

0.5%effective rate

Why get this card

Comprehensive 24x7 Roadside Assistance (RSA) including towing, fuel delivery, and taxi services.

2.5% cashback on fuel purchases at HPCL pumps, capped at ₹200 per month.

Complimentary car wash and general check-up once a year.

25% discount on movie tickets up to ₹100 on BookMyShow and INOX twice a month.

Watch out for

  • Lounge access requires a high quarterly spend of ₹75,000 (effective Jan 2025).

  • Low base reward rate of 0.5% (2 RP per ₹100).

  • Fuel cashback and surcharge waivers are restricted to HPCL pumps only.

Who is this card for?

Best for

car owners

Individuals who own a car and want peace of mind with roadside assistance and savings on fuel and maintenance.

Min: ₹15,000/mo

Skip if you're

high reward seekers

Users looking for high cashback or travel miles, as the base reward rate is quite low.

Base Earning

2 ICICI Bank Reward Points

per ₹100 spent

0.5%

effective rate

Point value: 0.25/point

Bonus Categories

FUEL

1×

0.5% return

Welcome Offer

Welcome vouchers worth ₹5,000 from various brands sent via email post card activation.

1,500

points

375

value

within 30 days

Milestones

1

Spend ₹1.3L

Annual fee of ₹499 waived on spending ₹1.25 Lakh in the previous year.

0

No rewards on:

Fuel, rent payments, utility bills, government payments, wallet loads, insurance premiums, EMI transactions

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Upgrade Path

Move up or down within this bank

Verified 11/1/2026 · Data from official bank sources