Axis Bank Pride Platinum Credit Card
A tribute to the brave hearts of the Indian Defence Forces
Annual Fee
₹250
Base Rewards
0.4%
Forex Fee
3.5%
Expert Verdict
The Axis Bank Pride Platinum is a basic entry-level card designed as a tribute to India's armed forces. While it lacks premium features like lounge access, its near-zero cost and low waiver threshold make it a safe first card for government employees.
Quick Match
Is this card right for you?
Great match for your profile!
Your Estimated Value
Year 1
+₹2,150
Year 2+
+₹2,150
Fee waiver eligible!
Why get this card
Zero joining fee and very low annual fee of ₹250
Extremely low annual fee waiver threshold of just ₹20,000
Personalized card design featuring the Indian Tricolour for Defence personnel
Bonus 100 EDGE points every month on spending over ₹5,000
Watch out for
Very low base reward rate of 0.4% (4 points per ₹200)
No complimentary domestic or international airport lounge access
High finance charges of 3.75% per month (55.55% per annum)
+1 more considerations
- Limited to Defence and Government employees only
Who is this card for?
Best for
defence personnel
Ideal for Indian Army, Navy, and Air Force personnel looking for a basic, low-cost credit card with patriotic branding.
Min: ₹5,000/mo
low spender
Suitable for individuals who spend less than ₹10,000 monthly and want an easy fee waiver.
Min: ₹2,000/mo
Skip if you're
frequent traveler
Not suitable for travelers due to lack of lounge access and low reward rates on travel spends.
high spender
High spenders will find the reward capping and base rate unattractive compared to premium cards.
Base Earning
4 EDGE REWARDS
per ₹200 spent
0.4%
effective rate
Point value: ₹0.20/point
Bonus Categories
Dining Delights - DINING
1×
0.4% return
Milestones
Spend ₹0.2L
Annual fee of ₹250 waived on spending ₹20,000 in the previous year.
Spend ₹0.1L
Earn 100 bonus EDGE points on monthly spends exceeding ₹5,000.
No rewards on:
Fuel, rent payments, utility bills, government payments, wallet loads, insurance premiums, EMI transactions
Upgrade Path
Move up or down within this bank