Emirates Skywards ICICI Bank Emeralde Credit Card
Experience the world with Emirates Skywards ICICI Bank Emeralde Credit Card
Annual Fee
₹10,000
Base Rewards
2.5%
Forex Fee
3.5%
Expert Verdict
The Emirates Skywards ICICI Bank Emeralde is a top-tier co-branded travel card offering exceptional rewards for Emirates loyalists. Its standout features are the unlimited lounge and spa access, which are rare in the Indian market.
Quick Match
Is this card right for you?
This card could work well for you
Your Estimated Value
Year 1
+₹15,000
Includes ₹10,000 bonus
Year 2+
+₹5,000
Why get this card
Unlimited domestic and international lounge access for the primary cardholder
High reward rate of 2.5 Skywards Miles per ₹100 spent on all transactions
Complimentary Emirates Skywards Silver Tier membership and unlimited spa sessions at select Indian airports
Watch out for
High annual fee of ₹10,000 with no spend-based waiver option
High foreign currency markup fee of 3.5% despite being a premium travel card
Reward redemption is strictly limited to the Emirates Skywards ecosystem
Who is this card for?
Best for
frequent traveler
Frequent Emirates flyers who can maximize the Silver/Gold tier benefits and unlimited lounge/spa access.
Min: ₹1,25,000/mo
Skip if you're
low spender
Users who cannot justify the ₹10,000 annual fee as there is no waiver mechanism.
Base Earning
2.5 Skywards Miles
per ₹100 spent
2.5%
effective rate
Point value: ₹1.00/point
Bonus Categories
TRAVEL
1×
2.5% return
Welcome Offer
Complimentary Emirates Skywards Silver Tier membership for the primary cardholder.
10,000
points
₹10,000
value
within 30 days
Milestones
Spend ₹15.0L
Fast track to Emirates Skywards Gold Tier membership (requires ₹50,000 spend on Emirates within the total ₹15L).
No rewards on:
Fuel, rent payments, utility bills, government payments, wallet loads, insurance premiums, EMI transactions
Upgrade Path
Move up or down within this bank