Axis Bank Vistara Signature Credit Card
Fly the new feeling with premium travel privileges and milestone rewards.
Annual Fee
₹3,000
Base Rewards
2.0%
Forex Fee
3.5%
Expert Verdict
A top-tier travel card for Vistara loyalists, offering high value through ticket vouchers. However, the upcoming transition due to the Air India merger significantly alters its long-term value proposition.
Quick Match
Is this card right for you?
This card could work well for you
Your Estimated Value
Year 1
+₹12,000
Includes ₹3,000 bonus
Year 2+
+₹9,000
Why get this card
Complimentary Premium Economy ticket voucher on joining and renewal (until April 2025)
Complimentary Club Vistara Silver Membership offering priority check-in and extra baggage
Up to 4 additional Premium Economy tickets as milestone rewards on annual spends
Comprehensive insurance coverage including ₹2.5 Crore Air Accident Cover
Watch out for
High annual interest rate of 52.86% p.a.
Lounge access requires a minimum spend of ₹50,000 in the previous 3 months
Major benefits like milestone tickets and tier membership being discontinued for renewals post-April 18, 2025
Who is this card for?
Best for
frequent traveler
Travelers who prefer Vistara (Air India) and can maximize the value of Premium Economy ticket vouchers.
Min: ₹50,000/mo
Skip if you're
low spender
Users spending less than ₹1.5 Lakhs annually will not benefit from milestone tickets, making the ₹3,000 fee hard to justify.
Base Earning
4 Club Vistara Points (Maharaja Points)
per ₹200 spent
2.0%
effective rate
Point value: ₹1.00/point
Welcome Offer
1 Complimentary Premium Economy Class Ticket Voucher on fee payment.
3,000
points
₹3,000
value
Spend ₹75,000 within 90 days
Milestones
Spend ₹1.5L
1 Complimentary Premium Economy Class Ticket Voucher
Spend ₹3.0L
1 Complimentary Premium Economy Class Ticket Voucher
Spend ₹4.5L
1 Complimentary Premium Economy Class Ticket Voucher
Spend ₹9.0L
1 Complimentary Premium Economy Class Ticket Voucher
No rewards on:
Fuel, rent payments, utility bills, government payments, wallet loads, insurance premiums, EMI transactions