Axis Bank Signature Credit Card
Experience the luxury of travel and lifestyle benefits
Annual Fee
₹5,000
Base Rewards
1.0%
Forex Fee
3.5%
Expert Verdict
The Axis Bank Signature Credit Card is a solid premium offering for those who value lifestyle perks like movie discounts and concierge services alongside travel insurance. While its base reward rate is decent, it faces stiff competition from cards like Regalia Gold which offer better lounge and milestone benefits.
Quick Match
Is this card right for you?
This card could work well for you
Your Estimated Value
Year 1
+₹3,000
Includes ₹2,000 bonus
Year 2+
+₹1,000
Fee waiver eligible!
Why get this card
High reward rate of 10 EDGE points per ₹200 spent on domestic transactions
Accelerated 2x rewards (20 points per ₹200) on all international spends
Substantial 50% discount on movie tickets via BookMyShow (up to ₹300 per month)
Comprehensive travel insurance including ₹2.5 Crore Air Accident Cover
Watch out for
High annual fee of ₹5,000 with a relatively high waiver threshold of ₹3 Lakhs
International lounge visits are not complimentary by default on the Priority Pass
Reward point value is relatively low at ₹0.20 per point compared to competitors
Who is this card for?
Best for
frequent traveler
Users who travel internationally and can benefit from the 2x reward multiplier and insurance covers.
Min: ₹40,000/mo
movie buffs
Individuals who frequently watch movies and can maximize the ₹3,600 annual savings on BookMyShow.
Min: ₹20,000/mo
Skip if you're
low spender
Users spending less than ₹3 Lakhs annually will find the ₹5,000 fee hard to justify.
Base Earning
10 EDGE REWARD Points
per ₹200 spent
1.0%
effective rate
Point value: ₹0.20/point
Bonus Categories
TRAVEL
2×
2% return
Welcome Offer
Choice of welcome gift vouchers (e.g., IndiGo or Amazon) worth ₹2,000 upon payment of joining fee.
₹2,000
value
within 30 days
Milestones
Spend ₹3.0L
Annual fee waiver on spending ₹3 Lakhs in a card anniversary year.
No rewards on:
Fuel, rent payments, utility bills, government payments, wallet loads, insurance premiums, EMI transactions
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Upgrade Path
Move up or down within this bank