Axis Bank Infinite Credit Card
Experience the extraordinary with bespoke privileges
Annual Fee
₹30,000
Base Rewards
0.6%
Forex Fee
3.5%
Expert Verdict
The Axis Bank Infinite Credit Card is a legacy super-premium offering that focuses heavily on lifestyle and travel privileges. While its reward rate has been eclipsed by newer cards like the Magnus or Reserve, its unlimited lounge and golf benefits remain top-tier for HNI clients.
Quick Match
Is this card right for you?
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Your Estimated Value
Year 1
₹20,400
Includes ₹6,000 bonus
Year 2+
₹26,400
Why get this card
Unlimited domestic and international lounge access for both primary and add-on members
Comprehensive golf program with complimentary rounds and lessons at premier courses
High air accident insurance cover of up to INR 4.5 Crores
Dedicated 24/7 concierge service for travel and lifestyle assistance
Watch out for
High annual fee of INR 30,000 with no clearly defined spend-based waiver
Base reward rate is relatively low compared to other super-premium cards like Infinia
Recent exclusions of rent, utilities, and government payments from reward earning
Who is this card for?
Best for
high net worth individuals
Individuals with significant banking relationships who value lifestyle perks over pure cashback.
Min: ₹2,00,000/mo
frequent international travelers
Travelers who require unlimited global lounge access and high insurance coverage.
Min: ₹1,00,000/mo
Skip if you're
reward maximizers
Users looking for the highest possible return on daily spends, as the base reward rate is modest.
Base Earning
6 EDGE Reward Points
per ₹200 spent
0.6%
effective rate
Point value: ₹0.20/point
Bonus Categories
Travel Edge - TRAVEL
5×
3% return
Welcome Offer
Welcome bonus points are usually credited upon payment of the joining fee.
30,000
points
₹6,000
value
Spend ₹1 within 30 days
No rewards on:
Fuel, rent payments, utility bills, government payments, wallet loads, insurance premiums, EMI transactions
Compare Alternatives
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