What is the Forex Markup on the Burgundy Private Credit Card?

The card offers 0% Forex Markup on all international transactions, making it one of the best cards for foreign spending.

Is the annual fee waived for Burgundy Private clients?

Yes, the joining and annual fees are typically waived as long as the cardholder maintains their Burgundy Private status with the bank.

Does the card offer lounge access for guests?

The card offers unlimited access for primary and add-on members. Guest access policies may vary by lounge, but add-on cards (up to 5) also get unlimited access.

All Cards

Axis BankInvite Only

Visa

Axis Bank Burgundy Private Credit Card

5.0/ 5

The One Card for the chosen few.

Annual Fee

₹50,000

Base Rewards

1.5%

Forex Fee

3.5%

Expert Verdict

The Axis Bank Burgundy Private Credit Card is arguably the most powerful credit card in India for UHNIs. Its standout feature is the 0% Forex markup combined with unlimited lounge access and a robust reward structure that rivals the HDFC Infinia.

Official Page

Quick Match

Is this card right for you?

Your monthly spending

You mostly spend on

50%

Consider other options

Estimated annual value₹43,250

Your Estimated Value

at ₹50,000/mo

Year 1

₹41,000

Year 2+

₹41,000

1.5%effective rate

Why get this card

Zero Forex Markup fee on all international transactions

Unlimited domestic and international lounge access for both primary and add-on cardholders

High reward earn rate of 15 EDGE points per INR 200 spent with no monthly capping

Complimentary EazyDiner Prime membership and 25% discount up to INR 800 via Dining Delights

Watch out for

Extremely high eligibility barrier requiring INR 5 Crore TRV
High annual fee of INR 50,000 if not waived via Burgundy Private account status
Reward points are not earned on fuel, rent, and government categories

Who is this card for?

Best for

ultra high net worth individuals

Individuals with significant wealth managed by Axis Bank who want a lifestyle card with zero forex and premium concierge services.

Min: ₹2,00,000/mo

frequent international travelers

Travelers who benefit from 0% forex markup and unlimited global lounge access for the entire family.

Min: ₹1,00,000/mo

Skip if you're

mass market users

Users who do not meet the high TRV requirements or cannot justify the high annual fee through lifestyle spends.

Base Earning

15 EDGE Reward Points

per ₹200 spent

1.5%

effective rate

Point value: ₹0.20/point

Bonus Categories

Axis Bank Travel Edge - TRAVEL

5×

7.5% return

Welcome Offer

The card is usually offered with a fee waiver for Burgundy Private clients, making the 'welcome benefit' the waiver of the INR 50,000 fee itself.

Milestones

Spend ₹30.0L

Bonus EDGE Reward points on reaching annual spend milestones.

No rewards on:

Fuel, rent payments, utility bills, government payments, wallet loads, insurance premiums, EMI transactions