ICICI Bank HPCL Titanium Credit Card
Fuel your life with rewards and savings
Annual Fee
₹500
Base Rewards
0.5%
Forex Fee
3.5%
Expert Verdict
The ICICI Bank HPCL Titanium Credit Card is a basic, entry-level fuel card designed for those who want to save on fuel surcharges without a high annual fee. While it lacks premium features like lounge access, its low waiver threshold makes it easy to maintain as a secondary card for fuel and movies.
Quick Match
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Great match for your profile!
Your Estimated Value
Year 1
+₹3,000
Includes ₹500 bonus
Year 2+
+₹2,500
Fee waiver eligible!
Why get this card
1% fuel surcharge waiver on fuel purchases at HPCL petrol pumps for transactions up to ₹4,000
25% discount on movie tickets up to ₹100 per transaction, twice a month on BookMyShow and INOX
Low annual fee waiver threshold of just ₹50,000 annual spend
Exclusive 15% savings on dining bills at over 2,500 restaurants via the ICICI Culinary Treats program
Watch out for
No complimentary domestic or international airport lounge access
Low base reward rate of 0.5% (2 points per ₹100) on non-fuel spends
Fuel benefits are strictly limited to HPCL outlets and often require ICICI merchant terminals
Who is this card for?
Best for
fuel spender
Individuals who primarily use HPCL for their vehicle refueling and want a low-cost entry-level card.
Min: ₹5,000/mo
movie goer
Casual movie watchers who can benefit from the monthly ₹200 discount on tickets.
Min: ₹2,000/mo
Skip if you're
frequent traveler
This card offers no lounge access, travel insurance, or accelerated rewards on travel bookings.
Base Earning
2 ICICI Reward Points
per ₹100 spent
0.5%
effective rate
Point value: ₹0.25/point
Bonus Categories
FUEL
1×
0.5% return
Welcome Offer
Bonus points are credited upon payment of the joining fee and meeting the spend criteria.
2,000
points
₹500
value
Spend ₹5,000 within 45 days
No rewards on:
Fuel, rent payments, utility bills, government payments, wallet loads, insurance premiums, EMI transactions
Upgrade Path
Move up or down within this bank