Axis Bank
Axis Bank Shoppers Stop Credit Card
Visa

Axis Bank Shoppers Stop Credit Card

5.0/ 5

Elevate your shopping experience with unlimited rewards at Shoppers Stop

Annual Fee

₹500

Base Rewards

0.6%

Forex Fee

3.5%

Expert Verdict

The Axis Bank Shoppers Stop Credit Card is a niche co-branded card that offers exceptional value for loyal Shoppers Stop customers through its tiered reward system and exclusive membership perks. However, its utility is limited outside the Shoppers Stop ecosystem.

Quick Match

Is this card right for you?

80%

Great match for your profile!

Estimated annual value+2,500

Your Estimated Value

at ₹50,000/mo

Year 1

+3,400

Includes ₹300 bonus

Year 2+

+3,100

Fee waiver eligible!

0.6%effective rate

Why get this card

High reward rate of 6% (effective) on Shoppers Stop Private Label brands

Welcome benefits worth up to ₹2,550 including vouchers and points

Complimentary Golden Glow Membership providing extended exchange periods and free home delivery

Low annual fee waiver threshold of ₹1 Lakh

Watch out for

  • Reward points can only be redeemed at Shoppers Stop and its partner brands

  • No complimentary domestic or international airport lounge access

  • Very low base reward rate of 0.6% on non-Shoppers Stop spends

Who is this card for?

Best for

shoppers stop loyalists

Individuals who frequently shop for fashion and beauty at Shoppers Stop and its partner brands like MAC, Clinique, and Estee Lauder.

Min: ₹10,000/mo

Skip if you're

travelers

Users looking for travel perks like lounge access, air miles, or low forex markup fees.

Base Earning

2 First Citizen Points

per ₹200 spent

0.6%

effective rate

Point value: 0.60/point

Bonus Categories

Shoppers Stop - SHOPPING

10×

6% return

Shoppers Stop - SHOPPING

6×

3.6% return

Welcome Offer

Shoppers Stop vouchers worth ₹2,250 and complimentary Golden Glow Membership.

500

points

300

value

Spend ₹1 within 30 days

Milestones

1

Spend ₹1.0L

Annual fee of ₹500 waived on spending ₹1,00,000 in a card anniversary year.

~₹500

No rewards on:

Fuel, rent payments, utility bills, government payments, wallet loads, insurance premiums, EMI transactions

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Verified 11/1/2026 · Data from official bank sources