Can I pay my GST and Income Tax with this card?

Yes, the BizBlack card offers an industry-first 5X reward points on tax payments made via the official government portals, capped at 7,500 points per cycle.

What is the value of 1 Reward Point?

1 RP = Rs. 1.00 for Flight/Hotel bookings via SmartBuy, Rs. 0.70 for Amazon Vouchers, and Rs. 0.30 for Statement Credit (Cashback).

All Cards

HDFC Bank

Visa

HDFC Bank BizBlack Metal Edition Credit Card

5.0/ 5

The Ultimate Business Powerhouse

Annual Fee

₹10,000

Base Rewards

1.0%

Forex Fee

3.5%

Expert Verdict

The HDFC BizBlack is a game-changer for the Indian business segment, offering unprecedented 16.6% value back on tax payments. It effectively bridges the gap between premium lifestyle benefits and core business utility.

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Quick Match

Is this card right for you?

Your monthly spending

You mostly spend on

50%

Consider other options

Estimated annual value₹500

Your Estimated Value

at ₹50,000/mo

Year 1

+₹1,000

Includes ₹5,000 bonus

Year 2+

₹4,000

1.0%effective rate

Why get this card

Industry-first 5X rewards on Income Tax and GST payments

Unlimited domestic and international lounge access for both primary and add-on members

High reward redemption value of 1:1 for travel bookings via SmartBuy

Watch out for

High annual fee of Rs. 10,000 which requires significant spend for waiver
Strict eligibility criteria requiring a minimum ITR of Rs. 21 Lakhs
Accelerated rewards on taxes are capped at 7,500 points per statement cycle

Who is this card for?

Best for

business owner

Business owners with high tax liabilities and vendor payments who want to maximize returns on mandatory expenses.

Min: ₹1,00,000/mo

frequent traveler

Entrepreneurs who travel frequently and value unlimited lounge access and high-value travel redemptions.

Min: ₹75,000/mo

Skip if you're

low spender

Individuals spending less than Rs. 7.5 Lakhs annually will find the high annual fee difficult to justify.

Base Earning

5 Reward Points

per ₹150 spent

1.0%

effective rate

Point value: ₹0.30/point

Bonus Categories

Direct/SmartPay/PayZapp - UTILITIES

5×

5% return

7500 pts/month

SmartBuy - TRAVEL

10×

10% return

10000 pts/month

Welcome Offer

Club Marriott Annual Membership and a Taj Stay voucher worth Rs. 5,000 on spending Rs. 1.5 Lakhs in first 90 days.

₹5,000

value

Spend ₹1,50,000 within 90 days

Milestones

Spend ₹5.0L

Rs. 5,000 SmartBuy Flight or Taj Stay voucher for every Rs. 5 Lakhs spent

~₹5,000

Spend ₹7.5L

Annual fee waiver on spending Rs. 7.5 Lakhs in an anniversary year

~₹10,000

No rewards on:

Fuel, rent payments, utility bills, government payments, wallet loads, insurance premiums, EMI transactions