HDFC Bank Best Price Save Max Credit Card
Expand your savings on business and personal purchases.
Annual Fee
₹1,000
Base Rewards
0.4%
Forex Fee
3.5%
Expert Verdict
The HDFC Best Price Save Max is a specialized business-to-business card that offers excellent value for Flipkart Wholesale members. While its reward value is lower than premium cards, the high volume of points on business procurement and the inclusion of global lounge access make it a solid choice for its niche.
Quick Match
Is this card right for you?
Great match for your profile!
Your Estimated Value
Year 1
+₹1,400
Year 2+
+₹1,400
Fee waiver eligible!
Why get this card
High reward rate of 1.2% (6 RP per 150) at Best Price stores
Generous lounge access with 8 complimentary visits per year
Comprehensive travel insurance including 50 Lakh air accident cover
Low annual fee waiver threshold of 75,000 INR
+1 more benefits
- Accelerated rewards on IRCTC, utilities, and dining
Watch out for
Low reward point value of 0.30 INR per point
Primary benefits limited to Best Price/Flipkart Wholesale members
Base reward rate is only 0.4% (2 RP per 150)
+1 more considerations
- Redemption options are primarily oriented towards Best Price vouchers
Who is this card for?
Best for
small business owners
Ideal for entrepreneurs and retailers who procure stock from Best Price/Flipkart Wholesale stores.
Min: ₹25,000/mo
utility spenders
Good for those with high recurring monthly utility and railway booking expenses.
Min: ₹10,000/mo
Skip if you're
premium travelers
Not suitable for those seeking high-value airline mile transfers or luxury hotel redemptions.
Base Earning
2 Reward Points
per ₹150 spent
0.4%
effective rate
Point value: ₹0.30/point
Bonus Categories
Best Price Stores - SHOPPING
1×
1.2% return
IRCTC - TRAVEL
1×
0.8% return
UTILITY
1×
0.8% return
DINING
1×
0.8% return
Welcome Offer
800 RP on 4 or more purchases at Best Price within first 90 days; Joining fee waiver on spending 30,000 in first 90 days.
800
points
Spend ₹150 within 90 days
Milestones
Spend ₹0.8L
Renewal membership fee waiver for the next year.
Spend ₹1.5L
Earn 3,300 bonus reward points on reaching quarterly spend threshold.
No rewards on:
Fuel, rent payments, utility bills, government payments, wallet loads, insurance premiums, EMI transactions
Compare Alternatives
Similar cards in the shopping category
HDFC Bank Best Price Save Max Credit Card
HDFC Bank
₹1,000
0.4% base
HDFC Bank Best Price Save Smart Credit Card
HDFC Bank
₹500↓
Mastercard
Upgrade Path
Move up or down within this bank