American Express Corporate Purchasing Card
Consolidate multiple supplier payments and drive more cost efficiencies.
Annual Fee
₹2,100
Base Rewards
0.5%
Forex Fee
3.5%
Expert Verdict
The Amex Corporate Purchasing Card is a robust tool for procurement departments to manage high-volume B2B spends. While it lacks lifestyle perks, its strength lies in data reporting and cash flow management.
Quick Match
Is this card right for you?
This card could work well for you
Your Estimated Value
Year 1
+₹900
Year 2+
+₹900
Why get this card
Extended payment terms of up to 51 interest-free days for B2B procurement
Detailed KR-1025 reporting provides itemized transaction data for easier reconciliation
Corporate Liability Waiver protects the company against unauthorized employee spending
Watch out for
No complimentary airport lounge access, which is common in other corporate variants
Lower reward earn rate on utilities and wholesale spends compared to base rate
Limited acceptance at smaller vendors and local B2B suppliers in India
Who is this card for?
Best for
business owner
Large corporations looking to streamline procurement and manage vendor payments with high visibility.
Min: ₹1,00,000/mo
Skip if you're
frequent traveler
Employees who require travel perks like lounge access and high-value travel insurance.
Base Earning
1 Membership Rewards Points
per ₹50 spent
0.5%
effective rate
Point value: ₹0.25/point
Bonus Categories
Reward Multiplier - SHOPPING
2×
1% return
No rewards on:
Fuel, rent payments, utility bills, government payments, wallet loads, insurance premiums, EMI transactions